Inversiones La Construccion (XSGO:ILC) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:ILC Inversiones La Construccion SA XSGO:ILC
64 GF Score
Price CLP21,450.00
GF Value CLP12,413.04
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Inversiones La Construccion Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Inversiones La Construccion is: High Risk: High uncertainty with risk-return tradeoff.

Inversiones La Construccion  (XSGO:ILC) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Inversiones La Construccion Risk Assessment Related Terms

XSGO:ILC vs AFL, MET, PRU: Risk Assessment Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Inversiones La Construccion Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's Risk Assessment falls into.


XSGO:ILC
64GF Score
Inversiones La Construccion SA XSGO:ILC
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP21,450.00 is trading 72.8% above its estimated GF Value™ of CLP12,413.04. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • Risk Assessment:
  • GF Value™: CLP12,413.04 vs. price of CLP21,450.00 (72.8% above fair value)
  • GF Score™: 64/100 with 10 warning signs

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
64GF Score

Get the complete analysis for XSGO:ILC

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP21,450.00
Price
CLP12,413.04
GF Value