ACT (Enact Holdings) Debt-to-Equity : 0.15 (As of Mar. 2025)

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What is Enact Holdings Debt-to-Equity?

Enact Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $0 Mil. Enact Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $743 Mil. Enact Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2025 was $5,119 Mil. Enact Holdings's debt to equity for the quarter that ended in Mar. 2025 was 0.15.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Enact Holdings's Debt-to-Equity or its related term are showing as below:

ACT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.15 Med: 0.17 Max: 0.19
Current: 0.15

During the past 6 years, the highest Debt-to-Equity Ratio of Enact Holdings was 0.19. The lowest was 0.15. And the median was 0.17.

ACT's Debt-to-Equity is ranked better than
57.86% of 401 companies
in the Insurance industry
Industry Median: 0.2 vs ACT: 0.15

Enact Holdings Debt-to-Equity Historical Data

The historical data trend for Enact Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Enact Holdings Debt-to-Equity Chart

Enact Holdings Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Debt-to-Equity

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0.19

0.18

0.16

0.15

Enact Holdings Quarterly Data
	Dec19	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Debt-to-Equity	Get a 7-Day Free Trial															0.16	0.15	0.15	0.15	0.15

Competitive Comparison of Enact Holdings's Debt-to-Equity

For the Insurance - Specialty subindustry, Enact Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enact Holdings's Debt-to-Equity Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Enact Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Enact Holdings's Debt-to-Equity falls into.

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Enact Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Enact Holdings's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	743.05)	/	4996.096
	=	0.15

Enact Holdings's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	743.399)	/	5119.407
	=	0.15

Enact Holdings (NAS:ACT) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Enact Holdings Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Enact Holdings's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Enact Holdings Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Enact Holdings Inc (NAS:ACT) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

8325 Six Forks Road, Raleigh, NC, USA, 27615

Website

https://www.enactmi.com

Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The principal mortgage insurance customers are originators of residential mortgage loans who determine which mortgage insurer or insurers will be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.

Executives

James Mcmullen	officer: Controller	C/O GENWORTH MORTGAGE HOLDINGS, INC., 8325 SIX FORKS ROAD, RALEIGH NC 27615
Genworth Holdings, Inc.	10 percent owner	6620 WEST BROAD STREET, RICHMOND VA 23230
Brian Gould	officer: EVP & Chief Operations Officer	8325 SIX FORKS ROAD, RALEIGH NC 27615
Evan Stolove	officer: EVP, Gen. Counsel & Secretary	8325 SIX FORKS ROAD, RALEIGH NC 27615
Michael Derstine	officer: EVP and Chief Risk Officer	8325 SIX FORKS ROAD, RALEIGH NC 27615
Rohit Gupta	director, officer: President and CEO	C/O GENWORTH FINANCIAL, INC., 6620 WEST BROAD STREET, RICHMOND VA 23230
Jerome T Upton	director	GENWORTH FINANCIAL, INC., 6620 WEST BROAD STREET, RICHMOND VA 23230
Michael A Bless	director	C/O ROCKWELL INTERNATIONAL INC, 777 E. WISCONSIN AVE #1400, MILWAUKEE WI 53202
Sheehan Daniel J Iv	director	6620 WEST BROAD STREET, RICHMOND VA 23230
Hardin Dean Mitchell	officer: EVP, CFO and Treasurer	8325 SIX FORKS ROAD, RALEIGH NC 27615
Anne G Waleski	director	1508 WEST AVENUE, RICHMOND VA 23220
Westley V Thompson	director	THE PHOENIX COMPANIES, INC., ONE AMERICAN ROW, HARTFORD CT 06102
Debra Still	director	520 MADISON AVE, 32ND FL, C/O CHIMERA INVESTMENT CORPORATION, NEW YORK NY 10022
John D Fisk	director	C/O AGNC INVESTMENT CORP., 7373 WISCONSIN AVENUE, 22ND FLOOR, BETHESDA MD 20814
Restrepo Robert P Jr	director