Fair Isaac (Fair Isaac) Debt-to-Equity

: -2.74 (As of Dec. 2023)

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Fair Isaac's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $169 Mil. Fair Isaac's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $1,821 Mil. Fair Isaac's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $-726 Mil. Fair Isaac's debt to equity for the quarter that ended in Dec. 2023 was -2.74.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Fair Isaac's Debt-to-Equity or its related term are showing as below:

FICO' s Debt-to-Equity Range Over the Past 10 Years
Min: -12.03 Med: 1.47 Max: 8.92
Current: -2.74

During the past 13 years, the highest Debt-to-Equity Ratio of Fair Isaac was 8.92. The lowest was -12.03. And the median was 1.47.

FICO's Debt-to-Equity is not ranked
in the Software industry.
Industry Median: 0.21 vs FICO: -2.74

Fair Isaac Debt-to-Equity Historical Data

The historical data trend for Fair Isaac's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fair Isaac Annual Data

Trend

Sep14

Sep15

Sep16

Sep17

Sep18

Sep19

Sep20

Sep21

Sep22

Sep23

Debt-to-Equity

2.85

2.74

-12.03

-2.38

-2.76

Fair Isaac Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity																-2.46	-2.56	-2.80	-2.76	-2.74

Competitive Comparison

For the Software - Application subindustry, Fair Isaac's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fair Isaac Debt-to-Equity Distribution

For the Software industry and Technology sector, Fair Isaac's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Debt-to-Equity falls into.

Fair Isaac Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Fair Isaac's Debt to Equity Ratio for the fiscal year that ended in Sep. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(66.336	+	1835.561)	/	-687.99
	=	-2.76

Fair Isaac's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(168.641	+	1820.554)	/	-725.765
	=	-2.74

Fair Isaac (NYSE:FICO) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Fair Isaac Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Fair Isaac's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Fair Isaac (Fair Isaac) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » Fair Isaac Corp (NYSE:FICO) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

FICO1:Mexico FRI:Germany FRI:Germany

Address

5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715

Website

https://www.fico.com

Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer offerings. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

Executives

Steven P. Weber	officer: Interim Chief Financial Ofc.	5 WEST MENDENHALL, SUITE 105, BOZEMAN MT 59715
Eva Manolis	director	C/O SHUTTERFLY, INC., 2800 BRIDGE PARKWAY, REDWOOD CITY CA 94065
David A Rey	director	181 METRO DRIVE, SAN JOSE CA 95110
Michael S Leonard	officer: CAO and Vice President	181 METRO DRIVE, SAN JOSE CA 95110
Joanna Rees	director	LEAPFROG ENTERPRISES, INC., 6401 HOLLIS STREET SUITE 100, EMERYVILLE CA 94608
Braden R Kelly	director	181 METRO DRIVE, SAN JOSE CA 95110
Marc F Mcmorris	director	181 METRO DRIVE, SAN JOSE CA 95110
James M Wehmann	officer: Executive Vice President	181 METRO DRIVE, SAN JOSE CA 95110
Henry Tayloe Stansbury	director	C/O COUPA SOFTWARE INC., 1855 S. GRANT STREET, SAN MATEO CA 94402
Nikhil Behl	officer: Executive Vice President	601 108TH AVENUE NE, SUITE 1200, BELLEVUE WA 98004
Stephanie Covert	officer: Executive Vice President	181 METRO DR., SAN JOSE CA 95110
James Kirsner	director	5858 HORTON STREET, SUITE 350, EMERYVILLE CA 94608
Thomas A. Bowers	officer: Executive Vice President	181 METRO DR., #600, SAN JOSE CA 95110
Richard Deal	officer: Vice President	181 METRO DRIVE, SAN JOSE CA 95110
Mark R Scadina	officer: V.P., General Counsel & Sec.	181 METRO DRIVE, SAN JOSE CA 95110