HTB (HomeTrust Bancshares) Debt-to-Equity : 0.02 (As of Dec. 2024)

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What is HomeTrust Bancshares Debt-to-Equity?

HomeTrust Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.0 Mil. HomeTrust Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $10.1 Mil. HomeTrust Bancshares's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $551.8 Mil. HomeTrust Bancshares's debt to equity for the quarter that ended in Dec. 2024 was 0.02.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for HomeTrust Bancshares's Debt-to-Equity or its related term are showing as below:

HTB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 1.29 Max: 1.76
Current: 0.02

During the past 13 years, the highest Debt-to-Equity Ratio of HomeTrust Bancshares was 1.76. The lowest was 0.02. And the median was 1.29.

HTB's Debt-to-Equity is ranked better than
98.14% of 1451 companies
in the Banks industry
Industry Median: 0.63 vs HTB: 0.02

HomeTrust Bancshares Debt-to-Equity Historical Data

The historical data trend for HomeTrust Bancshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HomeTrust Bancshares Debt-to-Equity Chart

HomeTrust Bancshares Annual Data

Trend

Jun15

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Dec24

Debt-to-Equity

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1.16

0.29

0.45

0.02

HomeTrust Bancshares Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Debt-to-Equity	Get a 7-Day Free Trial															0.27	0.05	0.28	0.22	0.02

Competitive Comparison of HomeTrust Bancshares's Debt-to-Equity

For the Banks - Regional subindustry, HomeTrust Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HomeTrust Bancshares's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Debt-to-Equity falls into.

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HomeTrust Bancshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

HomeTrust Bancshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	10.12)	/	551.758
	=	0.02

HomeTrust Bancshares's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	10.12)	/	551.758
	=	0.02

HomeTrust Bancshares (NYSE:HTB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

HomeTrust Bancshares Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of HomeTrust Bancshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

HomeTrust Bancshares Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » HomeTrust Bancshares Inc (NYSE:HTB) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

10 Woodfin Street, Asheville, NC, USA, 28801

Website

https://www.htb.com

HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Company's principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.

Executives

Dwight L. Jacobs	other: Advisory Director	550 S. TRYON STREET - DEC45A, CHARLOTTE NC 28117
Richard Tyrone Williams	other: Advisory Director	HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Jesse Cureton	other: Advisory Director	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Bonnie V Hancock	other: Advisory Director	P O BOX 12818, HOUSTON TX 77075
Lora Jex	officer: EVP and Chief Risk Officer	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Narasimhulu Neelagaru	director	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Robert E. James	other: Advisory Director	HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Laura C Kendall	other: Advisory Director	C/O CHARLES & COLVARD, 3800 GATEWAY BLVD #310, MORRISVILLE NC 27560
John Switzer	other: Advisory Director	BARINGS LLC, 300 SOUTH TRYON STREET, SUITE 2500, CHARLOTTE NC 28202
Sprink John Francis Ii	officer: EVP	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Marty T. Caywood	officer: EVP, Chief Information Officer	HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Sidney A. Biesecker	director	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Hunter Westbrook	officer: SVP, Chief Banking Officer	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Craig C. Koontz	director	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801
Tony J. Vuncannon	officer: SVP, Chief Financial Officer	C/O HOMETRUST BANCSHARES, INC., 10 WOODFIN STREET, ASHEVILLE NC 28801