GDOT (Green Dot) Risk Assessment


GDOT Green Dot Corp GDOT
69 GF Score
Price $13.35
GF Value $12.95
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Green Dot is: High Risk: High uncertainty with risk-return tradeoff.

Green Dot  (NYSE:GDOT) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Green Dot Risk Assessment Related Terms

GDOT vs OPFI, PRAA, NAVI: Risk Assessment Comparison

For the Credit Services subindustry, Green Dot's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Green Dot Risk Assessment vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Green Dot's Risk Assessment falls into.


GDOT
69GF Score
Green Dot Corp GDOT
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.35 is trading 3.1% above its estimated GF Value™ of $12.95. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • Risk Assessment:
  • GF Value™: $12.95 vs. price of $13.35 (3.1% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
69GF Score

Get the complete analysis for GDOT

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.35
Price
$12.95
GF Value