GDOT (Green Dot) EBITDA per Share: $2.21 (TTM As of Mar. 2026)


GDOT Green Dot Corp GDOT
69 GF Score
Price $13.33
GF Value $12.94
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot EBITDA per Share?

Green Dot GDOT -0.26% 69 EBITDA per Share is $2.21 as of Mar. 2026. GuruFocus rates GDOT with a GF Score™ of 69/100 and a GF Value™ of $12.94 (Fairly Valued). The stock has 7 warning signs investors should review. Among 315 Credit Services companies, Green Dot ranks worse than 78.73% on this metric.

Green Dot's EBITDA per Share for the three months ended in Mar. 2026 was $1.57. Its EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $2.21.

During the past 12 months, the average EBITDA per Share Growth Rate of Green Dot was -4.00% per year. During the past 3 years, the average EBITDA per Share Growth Rate was -13.60% per year. During the past 5 years, the average EBITDA per Share Growth Rate was -7.10% per year. During the past 10 years, the average EBITDA per Share Growth Rate was -4.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for Green Dot's EBITDA per Share or its related term are showing as below:

GDOT' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -19.1   Med: -3.1   Max: 29.2
Current: -13.6

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of Green Dot was 29.20% per year. The lowest was -19.10% per year. And the median was -3.10% per year.

GDOT's 3-Year EBITDA Growth Rate is ranked worse than
78.73% of 315 companies
in the Credit Services industry
Industry Median: 9.2 vs GDOT: -13.60

Green Dot's EBITDA for the three months ended in Mar. 2026 was $91 Mil.

During the past 12 months, the average EBITDA Growth Rate of Green Dot was 0.10% per year. During the past 3 years, the average EBITDA Growth Rate was -13.00% per year. During the past 5 years, the average EBITDA Growth Rate was -7.00% per year. During the past 10 years, the average EBITDA Growth Rate was -3.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of Green Dot was 41.20% per year. The lowest was -19.90% per year. And the median was 1.00% per year.


Green Dot  (NYSE:GDOT) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


Green Dot EBITDA per Share Related Terms


Green Dot EBITDA per Share Historical Data

* Premium members only.

The historical data trend for Green Dot's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Green Dot EBITDA per Share Chart

Green Dot Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.74 3.24 1.95 1.45 2.09

Green Dot Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.44 0.60 0.13 -0.08 1.57
GDOT
69GF Score
Green Dot Corp GDOT
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Green Dot EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Green Dot's EBITDA per Share for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA per Share(A: Dec. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=115.152/55.099
=2.09

Green Dot's EBITDA per Share for the quarter that ended in Mar. 2026 is calculated as

EBITDA per Share(Q: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=90.825/58.016
=1.57

EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of $2.21 mean?
Green Dot (GDOT) has a EBITDA per Share of $2.21 as of Mar. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Green Dot and its competitors. According to the industry distribution chart, Green Dot ranks #248 out of 315 companies in the Credit Services industry, placing it in the top 78.7%.
Is Green Dot's EBITDA per Share too high?
Green Dot's current EBITDA per Share is $2.21. The Credit Services industry median EBITDA per Share is 9.20. Green Dot's value of $2.21 is 76% below this industry median. Based on the distribution chart, Green Dot ranks #248 out of 315 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Green Dot has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's EBITDA per Share compare to OPFI and PRAA?
According to the Credit Services industry distribution chart, Green Dot ranks #248 out of 315 companies for EBITDA per Share. This places Green Dot in the lower half of its industry. The industry median EBITDA per Share is 9.20. Green Dot's value of $2.21 is 76% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for a Credit Services company?
The median EBITDA per Share among Credit Services companies is 9.20, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Green Dot's current EBITDA per Share of $2.21 is 76% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Green Dot and its competitors. For the Credit Services industry, the median EBITDA per Share is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current EBITDA per Share is $2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.94, compared to a current price of $13.33 — trading 3% above its estimated fair value. The current EBITDA per Share is $2.21 and 76% below the Credit Services industry median of 9.20. Green Dot's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For Green Dot (GDOT), the current EBITDA per Share is $2.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.33 is trading 3% above its estimated GF Value™ of $12.94. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • EBITDA per Share: $2.21
  • GF Value™: $12.94 vs. price of $13.33 (3% above fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 76% below the Credit Services median (#248 of 315)

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
69GF Score

Get the complete analysis for GDOT

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.33
Price
$12.94
GF Value