GDOT (Green Dot) 1-Year Share Buyback Ratio: -3.30% (As of Mar. 2026 )

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GDOT Green Dot Corp GDOT
69 GF Score
Price $13.15
GF Value $13.35
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot 1-Year Share Buyback Ratio?

Green Dot GDOT -1.79% 69 1-Year Share Buyback Ratio is -3.30 as of Mar. 2026. GuruFocus rates GDOT with a GF Score™ of 69/100 and a GF Value™ of $13.35 (Fairly Valued). The stock has 7 warning signs investors should review. Among 224 Credit Services companies, Green Dot ranks worse than 59.38% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Green Dot's current 1-Year Share Buyback Ratio was -3.30%.

GDOT's 1-Year Share Buyback Ratio is ranked worse than
59.38% of 224 companies
in the Credit Services industry
Industry Median: -1.2 vs GDOT: -3.30

Green Dot  (NYSE:GDOT) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Green Dot 1-Year Share Buyback Ratio Related Terms


GDOT vs OPFI, NAVI, PRAA: 1-Year Share Buyback Ratio Comparison

For the Credit Services subindustry, Green Dot's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Green Dot 1-Year Share Buyback Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Green Dot's 1-Year Share Buyback Ratio falls into.


GDOT
69GF Score
Green Dot Corp GDOT
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Green Dot 1-Year Share Buyback Ratio Calculation

Green Dot's 1-Year Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Mar. 2025 )
=(54.873 - 56.661) / 54.873
=-3.3%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of -3.30 mean?
Green Dot (GDOT) has a 1-Year Share Buyback Ratio of -3.30 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Green Dot and its competitors. According to the industry distribution chart, Green Dot ranks #133 out of 224 companies in the Credit Services industry, placing it in the top 59.4%.
Is Green Dot's 1-Year Share Buyback Ratio too high?
Green Dot's current 1-Year Share Buyback Ratio is -3.30. Based on the distribution chart, Green Dot ranks #133 out of 224 companies in the Credit Services industry, which is below the industry midpoint. Overall, Green Dot has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's 1-Year Share Buyback Ratio compare to OPFI and NAVI?
According to the Credit Services industry distribution chart, Green Dot ranks #133 out of 224 companies for 1-Year Share Buyback Ratio. This places Green Dot in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Credit Services company?
A good 1-Year Share Buyback Ratio depends on the Credit Services industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Green Dot and its competitors. Green Dot's current 1-Year Share Buyback Ratio is -3.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $13.35, compared to a current price of $13.15 — trading 1.5% below its estimated fair value. The current 1-Year Share Buyback Ratio is -3.30. Green Dot's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Green Dot (GDOT), the current 1-Year Share Buyback Ratio is -3.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be undervalued. The current stock price of $13.15 is trading 1.5% below its estimated GF Value™ of $13.35. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • 1-Year Share Buyback Ratio: -3.30
  • GF Value™: $13.35 vs. price of $13.15 (1.5% below fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
69GF Score

Get the complete analysis for GDOT

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.15
Price
$13.35
GF Value