GDOT (Green Dot) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)

What is Green Dot LT-Debt-to-Total-Asset?

Green Dot GDOT -0.30% 70 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.94 (Fairly Valued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Green Dot's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

Green Dot's long-term debt to total assets ratio declined from Mar. 2025 (0.01) to Mar. 2026 (0.01). It may suggest that Green Dot is progressively becoming less dependent on debt to grow their business.

Green Dot (NYSE:GDOT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Green Dot LT-Debt-to-Total-Asset Related Terms

Green Dot LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Green Dot's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Green Dot LT-Debt-to-Total-Asset Chart

Green Dot Annual Data

Trend

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LT-Debt-to-Total-Asset

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0.00

0.01

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0.01

Green Dot Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.01	0.01

70GF Score

Green Dot Corp GDOT

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Green Dot LT-Debt-to-Total-Asset Calculation

Green Dot's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	65.14	/	5985.236
	=	0.01

Green Dot's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	65.148	/	6650.615
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

Green Dot (GDOT) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Green Dot and its competitors.

Is Green Dot's LT-Debt-to-Total-Asset too high?

Green Dot's current LT-Debt-to-Total-Asset is 0.01. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Green Dot's LT-Debt-to-Total-Asset compare to OPFI and WRLD?

Green Dot's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Green Dot and its competitors. Green Dot's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Green Dot stock overvalued right now?

Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.94, compared to a current price of $13.36 — trading 3.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Green Dot (GDOT), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.36 is trading 3.2% above its estimated GF Value™ of $12.94. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

LT-Debt-to-Total-Asset: 0.01
GF Value™: $12.94 vs. price of $13.36 (3.2% above fair value)
GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Green Dot Business Description

Industry Financial Services Credit Services

Comparable Companies OPFI WRLD NAVI PRAA JCAP TROO HTT LX RM LPRO V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 0J0N:UK

Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604

Website https://www.greendot.com

Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.

70GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.36

Price

$12.94

GF Value

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