GDOT (Green Dot) ROE % Adjusted to Book Value: 34.54% (As of Mar. 2026)


GDOT Green Dot Corp GDOT
70 GF Score
Price $13.54
GF Value $12.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot ROE % Adjusted to Book Value?

Green Dot GDOT +2.58% 70 ROE % Adjusted to Book Value is 34.54% as of Mar. 2026. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.93 (Fairly Valued). The stock has 7 warning signs investors should review.

Green Dot's ROE % for the quarter that ended in Mar. 2026 was 23.49%. Green Dot's PB Ratio for the quarter that ended in Mar. 2026 was 0.68. Green Dot's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 34.54%.


Green Dot ROE % Adjusted to Book Value Related Terms


Green Dot ROE % Adjusted to Book Value Historical Data

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The historical data trend for Green Dot's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Green Dot ROE % Adjusted to Book Value Chart

Green Dot Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.45 6.60 1.34 -4.67 -14.01

Green Dot Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.10 -30.97 -16.58 -25.96 34.54

GDOT vs OPFI, WRLD, NAVI: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Green Dot's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Green Dot ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Green Dot's ROE % Adjusted to Book Value falls into.


GDOT
70GF Score
Green Dot Corp GDOT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Green Dot ROE % Adjusted to Book Value Calculation

Green Dot's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-11.21% / 0.80
=-14.01%

Green Dot's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.49% / 0.68
=34.54%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 34.54% mean?
Green Dot (GDOT) has a ROE % Adjusted to Book Value of 34.54% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Green Dot and its competitors.
Is Green Dot's ROE % Adjusted to Book Value too high?
Green Dot's current ROE % Adjusted to Book Value is 34.54%. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's ROE % Adjusted to Book Value compare to OPFI and WRLD?
Green Dot's ROE % Adjusted to Book Value of 34.54% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Green Dot and its competitors. Green Dot's current ROE % Adjusted to Book Value is 34.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.93, compared to a current price of $13.54 — trading 4.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 34.54%. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Green Dot (GDOT), the current ROE % Adjusted to Book Value is 34.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.54 is trading 4.7% above its estimated GF Value™ of $12.93. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • ROE % Adjusted to Book Value: 34.54%
  • GF Value™: $12.93 vs. price of $13.54 (4.7% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.54
Price
$12.93
GF Value