GDOT (Green Dot) 1-Year Sharpe Ratio: 0.59 (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GDOT Green Dot Corp GDOT
70 GF Score
Price $13.48
GF Value $12.97
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot 1-Year Sharpe Ratio?

Green Dot GDOT +1.13% 70 1-Year Sharpe Ratio is 0.59 as of Jul. 15, 2026. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.97 (Fairly Valued). The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-15), Green Dot's 1-Year Sharpe Ratio is 0.59.

Green Dot  (NYSE:GDOT) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Green Dot 1-Year Sharpe Ratio Related Terms

GDOT vs OPFI, PRAA, NAVI: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Green Dot's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Green Dot 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Green Dot's 1-Year Sharpe Ratio falls into.


GDOT
70GF Score
Green Dot Corp GDOT
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Green Dot 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.59 mean?
Green Dot (GDOT) has a 1-Year Sharpe Ratio of 0.59 as of Jul. 15, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Green Dot and its competitors.
Is Green Dot's 1-Year Sharpe Ratio too high?
Green Dot's current 1-Year Sharpe Ratio is 0.59. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's 1-Year Sharpe Ratio compare to OPFI and PRAA?
Green Dot's 1-Year Sharpe Ratio of 0.59 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Green Dot and its competitors. Green Dot's current 1-Year Sharpe Ratio is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.97, compared to a current price of $13.48 — trading 3.9% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.59. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Green Dot (GDOT), the current 1-Year Sharpe Ratio is 0.59 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.48 is trading 3.9% above its estimated GF Value™ of $12.97. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • 1-Year Sharpe Ratio: 0.59
  • GF Value™: $12.97 vs. price of $13.48 (3.9% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score

Get the complete analysis for GDOT

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.48
Price
$12.97
GF Value