GDOT (Green Dot) OCF Yield %: 16.27 (As of Jun. 24, 2026) — 37% Above Median


GDOT Green Dot Corp GDOT
70 GF Score
Price $13.54
GF Value $12.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot OCF Yield %?

Green Dot GDOT +2.58% 70 OCF Yield % is 16.27 as of Jun. 24, 2026, which is 37% above its 10-year median of 11.90. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 541 Credit Services companies, Green Dot ranks better than 76.16% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Green Dot's Trailing 12-Month Cash Flow from Operations is $125 Mil, and Market Cap is $767 Mil. Therefore, Green Dot's OCF Yield % for today is 16.27%.

The historical rank and industry rank for Green Dot's OCF Yield % or its related term are showing as below:

GDOT' s OCF Yield % Range Over the Past 10 Years
Min: 4.9   Med: 11.9   Max: 38.99
Current: 16.27


During the past 13 years, the highest OCF Yield % of Green Dot was 38.99%. The lowest was 4.90%. And the median was 11.90%.

GDOT's OCF Yield % is ranked better than
76.16% of 541 companies
in the Credit Services industry
Industry Median: -0.02 vs GDOT: 16.27

Green Dot's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Green Dot OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Green Dot OCF Yield % Related Terms


Green Dot OCF Yield % Historical Data

* Premium members only.

The historical data trend for Green Dot's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Green Dot OCF Yield % Chart

Green Dot Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.40 33.97 18.65 14.11 19.47

Green Dot Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93.90 46.21 12.54 -35.11 59.81

GDOT vs OPFI, WRLD, NAVI: OCF Yield % Comparison

For the Credit Services subindustry, Green Dot's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Green Dot OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Green Dot's OCF Yield % falls into.


GDOT
70GF Score
Green Dot Corp GDOT
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Green Dot OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Green Dot's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=138.557 / 711.78765
=19.47%

Green Dot's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=95.061 * 4 / 635.73642
=59.81%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 16.27 mean?
Green Dot (GDOT) has a OCF Yield % of 16.27 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Green Dot and its competitors. This is 37% above median its historical median of 11.90. Over the past decade, Green Dot's OCF Yield % has ranged from 4.90 to 38.99. According to the industry distribution chart, Green Dot ranks #129 out of 541 companies in the Credit Services industry, placing it in the top 23.8%.
Is Green Dot's OCF Yield % too high?
Green Dot's current OCF Yield % of 16.27 is 37% above median its 10-year median of 11.90. Over the past 10 years, this metric has ranged from a low of 4.90 to a high of 38.99. Based on the distribution chart, Green Dot ranks #129 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's OCF Yield % compare to OPFI and WRLD?
According to the Credit Services industry distribution chart, Green Dot ranks #129 out of 541 companies for OCF Yield %. This places Green Dot in the top 24% of its industry — outperforming the majority of peers. Historically, Green Dot's own OCF Yield % has ranged from 4.90 to 38.99 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Green Dot and its competitors. Green Dot's current OCF Yield % is 16.27, which is 37% above median its own 10-year median of 11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.93, compared to a current price of $13.54 — trading 4.7% above its estimated fair value. The current OCF Yield % is 16.27, which is 37% above median its 10-year median of 11.90. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Green Dot (GDOT), the current OCF Yield % is 16.27 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.54 is trading 4.7% above its estimated GF Value™ of $12.93. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • OCF Yield %: 16.27 (37% above median its 10-year median of 11.90)
  • GF Value™: $12.93 vs. price of $13.54 (4.7% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.54
Price
$12.93
GF Value