GDOT (Green Dot) Cyclically Adjusted Book per Share: $0.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GDOT Green Dot Corp GDOT
70 GF Score
Price $13.41
GF Value $13.35
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Green Dot Cyclically Adjusted Book per Share?

Green Dot GDOT +1.09% 70 Cyclically Adjusted Book per Share is $0.00 as of Jun. 2026. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $13.35 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Green Dot's adjusted book value per share for the three months ended in Jun. 2026 was $16.549. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.00 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Green Dot's average Cyclically Adjusted Book Growth Rate was 2.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Green Dot was 15.90% per year. The lowest was 3.40% per year. And the median was 10.30% per year.

As of today (2026-08-11), Green Dot's current stock price is $13.405. Green Dot's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $0.00. Green Dot's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Green Dot was 7.87. The lowest was 0.37. And the median was 1.10.


Green Dot  (NYSE:GDOT) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Green Dot was 7.87. The lowest was 0.37. And the median was 1.10.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Green Dot Cyclically Adjusted Book per Share Related Terms


Green Dot Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Green Dot's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Green Dot Cyclically Adjusted Book per Share Chart

Green Dot Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.22 17.81 18.67 19.33 19.70

Green Dot Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.69 19.79 19.70 20.00 0.00

GDOT vs OPFI, NAVI, PRAA: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Green Dot's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Green Dot Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Green Dot's Cyclically Adjusted PB Ratio falls into.


GDOT
70GF Score
Green Dot Corp GDOT
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Green Dot Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Green Dot's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=16.549/333.9520*333.9520
=16.549

Current CPI (Jun. 2026) = 333.9520.

Green Dot Quarterly Data

Book Value per Share CPI Adj_Book
201609 13.387 241.428 18.517
201612 13.536 241.432 18.723
201703 13.802 243.801 18.906
201706 14.271 244.955 19.456
201709 14.608 246.819 19.765
201712 14.951 246.524 20.253
201803 16.113 249.554 21.562
201806 16.734 251.989 22.177
201809 16.932 252.439 22.399
201812 17.193 251.233 22.854
201903 18.415 254.202 24.192
201906 17.794 256.143 23.199
201909 18.011 256.759 23.426
201912 17.900 256.974 23.262
202003 18.693 258.115 24.185
202006 18.842 257.797 24.408
202009 18.872 260.280 24.214
202012 18.689 260.474 23.961
202103 18.818 264.877 23.725
202106 19.541 271.696 24.019
202109 19.790 274.310 24.093
202112 19.514 278.802 23.374
202203 18.123 287.504 21.051
202206 16.888 296.311 19.033
202209 14.859 296.808 16.719
202212 15.123 296.797 17.016
202303 16.552 301.836 18.313
202306 16.072 305.109 17.591
202309 15.170 307.789 16.459
202312 16.271 306.746 17.714
202403 16.378 312.332 17.512
202406 16.198 314.175 17.218
202409 17.344 315.301 18.370
202412 16.110 315.605 17.047
202503 17.270 319.799 18.034
202506 16.626 322.561 17.213
202509 16.479 324.800 16.943
202512 16.022 324.054 16.511
202603 16.599 330.213 16.787
202606 16.549 333.952 16.549

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.00 mean?
Green Dot (GDOT) has a Cyclically Adjusted Book per Share of $0.00 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Green Dot and its competitors.
Is Green Dot's Cyclically Adjusted Book per Share too high?
Green Dot's current Cyclically Adjusted Book per Share is $0.00. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's Cyclically Adjusted Book per Share compare to OPFI and NAVI?
Green Dot's Cyclically Adjusted Book per Share of $0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Green Dot and its competitors. Green Dot's current Cyclically Adjusted Book per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $13.35, compared to a current price of $13.41 — trading 0.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is $0.00. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Green Dot (GDOT), the current Cyclically Adjusted Book per Share is $0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.41 is trading 0.4% above its estimated GF Value™ of $13.35. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • Cyclically Adjusted Book per Share: $0.00
  • GF Value™: $13.35 vs. price of $13.41 (0.4% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score

Get the complete analysis for GDOT

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.41
Price
$13.35
GF Value