Inversiones La Construccion (XSGO:ILC) EV-to-FCF: 34.72 (As of Jul. 09, 2026) — 1131% Above Median


XSGO:ILC Inversiones La Construccion SA XSGO:ILC
73 GF Score
Price CLP21,870.00
GF Value CLP12,232.74
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Inversiones La Construccion EV-to-FCF?

Inversiones La Construccion XSGO:ILC +0.78% 73 EV-to-FCF is 34.72 as of Jul. 09, 2026, which is 1131% above its 10-year median of 2.82. GuruFocus rates XSGO:ILC with a GF Score™ of 73/100 and a GF Value™ of CLP12,232.74 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 393 Insurance companies, Inversiones La Construccion ranks worse than 89.06% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Inversiones La Construccion's Enterprise Value is CLP3,797,582 Mil. Inversiones La Construccion's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was CLP109,369 Mil. Therefore, Inversiones La Construccion's EV-to-FCF for today is 34.72.

The historical rank and industry rank for Inversiones La Construccion's EV-to-FCF or its related term are showing as below:

XSGO:ILC' s EV-to-FCF Range Over the Past 10 Years
Min: -79.69   Med: 2.82   Max: 43.86
Current: 34.72

During the past 13 years, the highest EV-to-FCF of Inversiones La Construccion was 43.86. The lowest was -79.69. And the median was 2.82.

XSGO:ILC's EV-to-FCF is ranked worse than
89.06% of 393 companies
in the Insurance industry
Industry Median: 9.72 vs XSGO:ILC: 34.72

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-09), Inversiones La Construccion's stock price is CLP21870.00. Inversiones La Construccion's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CLP2435.977. Therefore, Inversiones La Construccion's PE Ratio (TTM) for today is 8.98.


Inversiones La Construccion  (XSGO:ILC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Inversiones La Construccion's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=21870.00/2435.977
=8.98

Inversiones La Construccion's share price for today is CLP21870.00.
Inversiones La Construccion's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP2435.977.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Inversiones La Construccion EV-to-FCF Related Terms


Inversiones La Construccion EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Inversiones La Construccion's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inversiones La Construccion EV-to-FCF Chart

Inversiones La Construccion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.23 -6.40 8.33 -9.13 12.74

Inversiones La Construccion Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -27.45 -65.90 38.84 12.74 32.36

XSGO:ILC vs AFL, MET, PRU: EV-to-FCF Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inversiones La Construccion EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's EV-to-FCF falls into.


XSGO:ILC
73GF Score
Inversiones La Construccion SA XSGO:ILC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inversiones La Construccion EV-to-FCF Calculation

Inversiones La Construccion's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3797582.446/109369.493
=34.72

Inversiones La Construccion's current Enterprise Value is CLP3,797,582 Mil.
Inversiones La Construccion's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP109,369 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 34.72 mean?
Inversiones La Construccion (XSGO:ILC) has a EV-to-FCF of 34.72 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Inversiones La Construccion and its competitors. This is 1131% above median its historical median of 2.82. According to the industry distribution chart, Inversiones La Construccion ranks #350 out of 393 companies in the Insurance industry, placing it in the top 89.1%.
Is Inversiones La Construccion's EV-to-FCF too high?
Inversiones La Construccion's current EV-to-FCF of 34.72 is 1131% above median its 10-year median of 2.82. The Insurance industry median EV-to-FCF is 9.72. Inversiones La Construccion's value of 34.72 is 257.2% above this industry median. Based on the distribution chart, Inversiones La Construccion ranks #350 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #350 out of 393 companies for EV-to-FCF. This places Inversiones La Construccion in the lower half of its industry. The industry median EV-to-FCF is 9.72. Inversiones La Construccion's value of 34.72 is 257.2% above this benchmark. While the company's 10-year median is 2.82 vs. the industry median of 9.72, Inversiones La Construccion has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.72, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current EV-to-FCF of 34.72 is 257.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median EV-to-FCF is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current EV-to-FCF is 34.72, which is 1131% above median its own 10-year median of 2.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,232.74, compared to a current price of CLP21,870.00 — trading 78.8% above its estimated fair value. The current EV-to-FCF is 34.72, which is 1131% above median its 10-year median of 2.82 and 257.2% above the Insurance industry median of 9.72. Inversiones La Construccion's overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current EV-to-FCF is 34.72 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP21,870.00 is trading 78.8% above its estimated GF Value™ of CLP12,232.74. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • EV-to-FCF: 34.72 (1131% above median its 10-year median of 2.82)
  • GF Value™: CLP12,232.74 vs. price of CLP21,870.00 (78.8% above fair value)
  • GF Score™: 73/100 with 10 warning signs
  • Industry Position: 257.2% above the Insurance median (#350 of 393)

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
73GF Score

Get the complete analysis for XSGO:ILC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP21,870.00
Price
CLP12,232.74
GF Value