Timbercreek FinancialTBCRF 67 PB Ratio is 0.80 as of Jun. 26, 2026, which is 19% below its 10-year median of 0.99. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.62 (Fairly Valued). The stock has 12 warning signs investors should review. Among 1,515 Banks companies, Timbercreek Financial ranks better than 71.16% on this metric.
The historical rank and industry rank for Timbercreek Financial's PB Ratio or its related term are showing as below:
TBCRF'
s PB Ratio Range Over the Past 10 Years
Min: 0.72 Med: 0.99 Max: 1.17
Current: 0.82
During the past 13 years, Timbercreek Financial's highest PB Ratio was 1.17. The lowest was 0.72. And the median was 0.99.
TBCRF's PB Ratio is ranked better than 71.16% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs TBCRF: 0.82
During the past 12 months, Timbercreek Financial's average Book Value Per Share Growth Rate was -3.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -1.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -1.00% per year.
Back to Basics: PB Ratio
Timbercreek Financial (OTCPK:TBCRF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Timbercreek Financial (TBCRF) has a PB Ratio of 0.80 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Timbercreek Financial and its competitors. This is 19% below median its historical median of 0.99. Over the past decade, Timbercreek Financial's PB Ratio has ranged from 0.72 to 1.17. According to the industry distribution chart, Timbercreek Financial ranks #437 out of 1515 companies in the Banks industry, placing it in the top 28.8%.
Is Timbercreek Financial's PB Ratio too high?
Timbercreek Financial's current PB Ratio of 0.80 is 19% below median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.17. The Banks industry median PB Ratio is 1.08. Timbercreek Financial's value of 0.80 is 25.9% below this industry median. Based on the distribution chart, Timbercreek Financial ranks #437 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #437 out of 1515 companies for PB Ratio. This puts Timbercreek Financial in the upper half of its industry. The industry median PB Ratio is 1.08. Timbercreek Financial's value of 0.80 is 25.9% below this benchmark. Historically, Timbercreek Financial's own PB Ratio has ranged from 0.72 to 1.17 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 1.08, Timbercreek Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current PB Ratio of 0.80 is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current PB Ratio is 0.80, which is 19% below median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.62, compared to a current price of $4.63 — trading 0.1% above its estimated fair value. The current PB Ratio is 0.80, which is 19% below median its 10-year median of 0.99 and 25.9% below the Banks industry median of 1.08. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current PB Ratio is 0.80 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.63 is trading 0.1% above its estimated GF Value™ of $4.62.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
PB Ratio: 0.80 (19% below median its 10-year median of 0.99)
GF Value™: $4.62 vs. price of $4.63 (0.1% above fair value)
Industry Position: 25.9% below the Banks median (#437 of 1515)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
Get the complete analysis for TBCRF
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