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Synchrony Financial (Synchrony Financial) Price-to-Free-Cash-Flow

: 2.11 (As of Today)
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As of today (2024-04-23), Synchrony Financial's share price is $42.86. Synchrony Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $20.33. Hence, Synchrony Financial's Price-to-Free-Cash-Flow Ratio for today is 2.11.

The historical rank and industry rank for Synchrony Financial's Price-to-Free-Cash-Flow or its related term are showing as below:

SYF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1   Med: 3.05   Max: 5.43
Current: 2.07

During the past 13 years, Synchrony Financial's highest Price-to-Free-Cash-Flow Ratio was 5.43. The lowest was 1.00. And the median was 3.05.

SYF's Price-to-Free-Cash-Flow is ranked better than
79.41% of 238 companies
in the Credit Services industry
Industry Median: 6.47 vs SYF: 2.07

Synchrony Financial's Free Cash Flow per Share for the three months ended in Dec. 2023 was $5.59. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $20.33.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Synchrony Financial was 46.50% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 17.00% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 7.40% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 10.40% per year.

During the past 13 years, Synchrony Financial's highest 3-Year average Free Cash Flow per Share Growth Rate was 19.50% per year. The lowest was -0.10% per year. And the median was 5.15% per year.


Synchrony Financial Price-to-Free-Cash-Flow Historical Data

The historical data trend for Synchrony Financial's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Synchrony Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.70 2.74 3.72 2.37 1.88

Synchrony Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.37 1.87 2.07 1.62 1.88

Competitive Comparison

For the Credit Services subindustry, Synchrony Financial's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Synchrony Financial Price-to-Free-Cash-Flow Distribution

For the Credit Services industry and Financial Services sector, Synchrony Financial's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Synchrony Financial's Price-to-Free-Cash-Flow falls into.



Synchrony Financial Price-to-Free-Cash-Flow Calculation

Synchrony Financial's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=42.86/20.334
=2.11

Synchrony Financial's Share Price of today is $42.86.
Synchrony Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $20.33.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Synchrony Financial  (NYSE:SYF) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Synchrony Financial Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Synchrony Financial's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Synchrony Financial (Synchrony Financial) Business Description

Address
777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Executives
Carol Juel officer: See remarks 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902
Bart Schaller officer: See remarks 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902
David P Melito officer: See Remarks 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902
Brian D Doubles officer: See Remarks 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902
Jonathan S Mothner officer: See Remarks 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902
Maran Nalluswami officer: See remarks 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902
Wenzel Brian J. Sr. officer: See remarks 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902
Alberto Casellas officer: See remarks 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902
Margaret M Keane director, officer: President and CEO 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902
Kamila K Chytil director 2828 N. HARWOOD STREET, 15TH FLOOR, DALLAS TX 75201
Curtis Howse officer: See remarks 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902
Paul Whynott officer: See remarks 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902
Thomas M Quindlen officer: See Remarks 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902
Henry F Greig officer: See Remarks 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902
P.w. Parker director U.S. BANCORP, 800 NICOLLET MALL, MINNEAPOLIS MN 55402