During the past 10 years, the average Dividends Per Share Growth Rate was 2.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Universal Insurance Holdings was 121.00% per year. The lowest was -28.40% per year. And the median was 4.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Universal Insurance Holdings Forward Dividend Yield % Related Terms
FRA:5UI vs SAFT, HGTY, TRUP: Forward Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings Forward Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Universal Insurance Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.160000
2026-05-08
2026-05-08
2026-05-15
Cash Dividend
quarterly
USD:EUR 0.855000
USD 0.160000
2026-03-06
2026-03-06
2026-03-13
Cash Dividend
quarterly
USD:EUR 0.865000
USD 0.160000
2025-12-05
2025-12-05
2025-12-12
Cash Dividend
quarterly
USD:EUR 0.854000
USD 0.160000
2025-08-01
2025-08-01
2025-08-08
Cash Dividend
quarterly
USD:EUR 0.859000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 1.64% mean?
Universal Insurance Holdings (FRA:5UI) has a Forward Dividend Yield % of 1.64% as of Jun. 25, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Universal Insurance Holdings and its competitors. According to the industry distribution chart, Universal Insurance Holdings ranks #352 out of 419 companies in the Insurance industry, placing it in the top 84%.
Is Universal Insurance Holdings' Forward Dividend Yield % too high?
Universal Insurance Holdings' current Forward Dividend Yield % is 1.64%. The Insurance industry median Forward Dividend Yield % is 3.38. Universal Insurance Holdings' value of 1.64% is 51.5% below this industry median. Based on the distribution chart, Universal Insurance Holdings ranks #352 out of 419 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Universal Insurance Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Forward Dividend Yield % compare to SAFT and HGTY?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #352 out of 419 companies for Forward Dividend Yield %. This places Universal Insurance Holdings in the lower half of its industry. The industry median Forward Dividend Yield % is 3.38. Universal Insurance Holdings' value of 1.64% is 51.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for an Insurance company?
The median Forward Dividend Yield % among Insurance companies is 3.38, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Insurance Holdings's current Forward Dividend Yield % of 1.64% is 51.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Universal Insurance Holdings and its competitors. For the Insurance industry, the median Forward Dividend Yield % is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current Forward Dividend Yield % is 1.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Insurance Holdings (FRA:5UI) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.82, compared to a current price of €34.80 — trading 75.6% above its estimated fair value. The current Forward Dividend Yield % is 1.64% and 51.5% below the Insurance industry median of 3.38. Universal Insurance Holdings' overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Forward Dividend Yield % is 1.64% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €34.80 is trading 75.6% above its estimated GF Value™ of €19.82.
GuruFocus considers Universal Insurance Holdings to be Significantly Overvalued.
Key valuation signals for FRA:5UI:
Forward Dividend Yield %: 1.64%
GF Value™: €19.82 vs. price of €34.80 (75.6% above fair value)
Industry Position: 51.5% below the Insurance median (#352 of 419)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
53GF Score
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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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