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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-26), Universal Insurance Holdings's 3-1 Month Momentum % is 12.99%.
The industry rank for Universal Insurance Holdings's 3-1 Month Momentum % or its related term are showing as below:
FRA:5UI's 3-1 Month Momentum % is ranked better than 58.45% of 580
companies
in the Insurance industry
Industry Median: 1.34
vs FRA:5UI: 12.99
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Universal Insurance Holdings 3-1 Month Momentum % Related Terms
FRA:5UI vs ASIC, SAFT, TRUP: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings (FRA:5UI) has a 3-1 Month Momentum % of 12.99% as of Jul. 26, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Universal Insurance Holdings and its competitors. According to the industry distribution chart, Universal Insurance Holdings ranks #241 out of 580 companies in the Insurance industry, placing it in the top 41.6%.
Is Universal Insurance Holdings' 3-1 Month Momentum % too high?
Universal Insurance Holdings' current 3-1 Month Momentum % is 12.99%. The Insurance industry median 3-1 Month Momentum % is 1.34. Universal Insurance Holdings' value of 12.99% is 869.4% above this industry median. Based on the distribution chart, Universal Insurance Holdings ranks #241 out of 580 companies in the Insurance industry, which is above the industry midpoint. Overall, Universal Insurance Holdings has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' 3-1 Month Momentum % compare to ASIC and SAFT?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #241 out of 580 companies for 3-1 Month Momentum %. This puts Universal Insurance Holdings in the upper half of its industry. The industry median 3-1 Month Momentum % is 1.34. Universal Insurance Holdings' value of 12.99% is 869.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 1.34, based on 580 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Insurance Holdings's current 3-1 Month Momentum % of 12.99% is 869.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Universal Insurance Holdings and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current 3-1 Month Momentum % is 12.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current 3-1 Month Momentum % of 12.99%. The stock's GF Value™ is €18.33, compared to a current price of €33.00 — trading 80% above its estimated fair value. The current 3-1 Month Momentum % is 12.99% and 869.4% above the Insurance industry median of 1.34. Universal Insurance Holdings' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current 3-1 Month Momentum % is 12.99% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €33.00 is trading 80% above its estimated GF Value™ of €18.33.
Key valuation signals for FRA:5UI:
3-1 Month Momentum %: 12.99%
GF Value™: €18.33 vs. price of €33.00 (80% above fair value)
Industry Position: 869.4% above the Insurance median (#241 of 580)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
55GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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