Universal Insurance Holdings (FRA:5UI) Momentum Rank: 3 (As of Aug. 28, 2026) — 40% Below Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5UI Universal Insurance Holdings Inc FRA:5UI
64 GF Score
Price €37.40
GF Value €32.41
! 8 Warning Signs
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What is Universal Insurance Holdings Momentum Rank?

Universal Insurance Holdings FRA:5UI +1.63% 64 Momentum Rank is 3 as of Aug. 28, 2026, which is 40% below its 10-year median of 5.00. GuruFocus rates FRA:5UI with a GF Score™ of 64/100 and a GF Value™ of €32.41. The stock has 8 warning signs investors should review.

Universal Insurance Holdings has the Momentum Rank of 3.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Universal Insurance Holdings Momentum Rank Related Terms

FRA:5UI vs ASIC, HGTY, TRUP: Momentum Rank Comparison

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Universal Insurance Holdings Momentum Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Momentum Rank falls into.


FRA:5UI
64GF Score
Universal Insurance Holdings Inc FRA:5UI
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 3 mean?
Universal Insurance Holdings (FRA:5UI) has a Momentum Rank of 3 as of Aug. 28, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Universal Insurance Holdings and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, Universal Insurance Holdings' Momentum Rank has ranged from 1.00 to 10.00.
Is Universal Insurance Holdings' Momentum Rank too high?
Universal Insurance Holdings' current Momentum Rank of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Universal Insurance Holdings has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Momentum Rank compare to ASIC and HGTY?
Universal Insurance Holdings' Momentum Rank of 3 can be compared against companies in the Insurance industry. Historically, Universal Insurance Holdings' own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for an Insurance company?
A good Momentum Rank depends on the Insurance industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Momentum Rank is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Momentum Rank of 3. The stock's GF Value™ is €32.41, compared to a current price of €37.40 — trading 15.4% above its estimated fair value. The current Momentum Rank is 3, which is 40% below median its 10-year median of 5.00. Universal Insurance Holdings' overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Momentum Rank is 3 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €37.40 is trading 15.4% above its estimated GF Value™ of €32.41.

Key valuation signals for FRA:5UI:

  • Momentum Rank: 3 (40% below median its 10-year median of 5.00)
  • GF Value™: €32.41 vs. price of €37.40 (15.4% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
64GF Score

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Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.40
Price
€32.41
GF Value