Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Universal Insurance Holdings's Net Debt Paydown Yield % was 0.06%.
Universal Insurance Holdings (FRA:5UI) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings Net Debt Paydown Yield % Chart
FRA:5UI vs ASIC, SAFT, TRUP: Net Debt Paydown Yield % Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings Net Debt Paydown Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.06% mean?
Universal Insurance Holdings (FRA:5UI) has a Net Debt Paydown Yield % of 0.06% as of Jul. 05, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Universal Insurance Holdings and its competitors. This is 60% below median its historical median of 0.15. According to the industry distribution chart, Universal Insurance Holdings ranks #151 out of 423 companies in the Insurance industry, placing it in the top 35.7%.
Is Universal Insurance Holdings' Net Debt Paydown Yield % too high?
Universal Insurance Holdings' current Net Debt Paydown Yield % of 0.06% is 60% below median its 10-year median of 0.15. Based on the distribution chart, Universal Insurance Holdings ranks #151 out of 423 companies in the Insurance industry, which is above the industry midpoint. Overall, Universal Insurance Holdings has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Net Debt Paydown Yield % compare to ASIC and SAFT?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #151 out of 423 companies for Net Debt Paydown Yield %. This puts Universal Insurance Holdings in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Net Debt Paydown Yield % is 0.06%, which is 60% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Net Debt Paydown Yield % of 0.06%. The stock's GF Value™ is €20.04, compared to a current price of €37.20 — trading 85.6% above its estimated fair value. The current Net Debt Paydown Yield % is 0.06%, which is 60% below median its 10-year median of 0.15. Universal Insurance Holdings' overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Net Debt Paydown Yield % is 0.06% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €37.20 is trading 85.6% above its estimated GF Value™ of €20.04.
Key valuation signals for FRA:5UI:
Net Debt Paydown Yield %: 0.06% (60% below median its 10-year median of 0.15)
GF Value™: €20.04 vs. price of €37.20 (85.6% above fair value)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
62GF Score
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