Universal Insurance Holdings (FRA:5UI) ROCE %: % (As of Mar. 2026)


FRA:5UI Universal Insurance Holdings Inc FRA:5UI
53 GF Score
Price €33.40
GF Value €19.39
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Universal Insurance Holdings ROCE %?

Universal Insurance Holdings FRA:5UI +0.60% 53 ROCE % is % as of Mar. 2026. GuruFocus rates FRA:5UI with a GF Score™ of 53/100 and a GF Value™ of €19.39 (Significantly Overvalued). The stock has 8 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:5UI
53GF Score
Universal Insurance Holdings Inc FRA:5UI
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Universal Insurance Holdings (FRA:5UI) has a ROCE % of % as of Mar. 2026.
Is Universal Insurance Holdings' ROCE % too high?
Universal Insurance Holdings' current ROCE % is %. Overall, Universal Insurance Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' ROCE % compare to SAFT and HGTY?
Universal Insurance Holdings' ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 8.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.53, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Insurance Holdings (FRA:5UI) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.39, compared to a current price of €33.40 — trading 72.3% above its estimated fair value. The current ROCE % is %. Universal Insurance Holdings' overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €33.40 is trading 72.3% above its estimated GF Value™ of €19.39. GuruFocus considers Universal Insurance Holdings to be Significantly Overvalued.

Key valuation signals for FRA:5UI:

  • ROCE %: %
  • GF Value™: €19.39 vs. price of €33.40 (72.3% above fair value)
  • GF Score™: 53/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
53GF Score

Get the complete analysis for FRA:5UI

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.40
Price
€19.39
GF Value