Universal Insurance Holdings (FRA:5UI) Tariff Resilience Score: 8/10 (As of Jun. 30, 2026)


FRA:5UI Universal Insurance Holdings Inc FRA:5UI
62 GF Score
Price €35.80
GF Value €19.85
! 8 Warning Signs
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What is Universal Insurance Holdings Tariff Resilience Score?

Universal Insurance Holdings FRA:5UI +3.47% 62 Tariff Resilience Score is 8 as of Jun. 30, 2026. GuruFocus rates FRA:5UI with a GF Score™ of 62/100 and a GF Value™ of €19.85. The stock has 8 warning signs investors should review. Among 598 Insurance companies, Universal Insurance Holdings ranks better than 87.63% on this metric.

Universal Insurance Holdings has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Universal Insurance Holdings has As an insurance company, UVE has minimal direct exposure to tariffs. Their operations are primarily domestic, and they are insulated from international trade fluctuations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Universal Insurance Holdings might have Highly Resilient.

Universal Insurance Holdings  (FRA:5UI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Universal Insurance Holdings Tariff Resilience Score Related Terms

FRA:5UI vs ASIC, SAFT, TRUP: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Universal Insurance Holdings Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Tariff Resilience Score falls into.


FRA:5UI
62GF Score
Universal Insurance Holdings Inc FRA:5UI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Universal Insurance Holdings (FRA:5UI) has a Tariff Resilience Score of 8 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Universal Insurance Holdings ranks #74 out of 598 companies in the Insurance industry, placing it in the top 12.4%.
Is Universal Insurance Holdings' Tariff Resilience Score too high?
Universal Insurance Holdings' current Tariff Resilience Score is 8. Based on the distribution chart, Universal Insurance Holdings ranks #74 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Universal Insurance Holdings has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Tariff Resilience Score compare to ASIC and SAFT?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #74 out of 598 companies for Tariff Resilience Score. This places Universal Insurance Holdings in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Universal Insurance Holdings's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Tariff Resilience Score of 8. The stock's GF Value™ is €19.85, compared to a current price of €35.80 — trading 80.4% above its estimated fair value. The current Tariff Resilience Score is 8. Universal Insurance Holdings' overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Tariff Resilience Score is 8 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €35.80 is trading 80.4% above its estimated GF Value™ of €19.85.

Key valuation signals for FRA:5UI:

  • Tariff Resilience Score: 8
  • GF Value™: €19.85 vs. price of €35.80 (80.4% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
62GF Score

Get the complete analysis for FRA:5UI

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.80
Price
€19.85
GF Value