Universal Insurance HoldingsFRA:5UI +0.60%53 Dividend Yield % is 1.65% as of Jun. 24, 2026, which is 43% below its 10-year median of 2.91. GuruFocus rates FRA:5UI with a GF Score™ of 53/100 and a GF Value™ of €19.39 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 424 Insurance companies, Universal Insurance Holdings ranks worse than 82.31% on this metric.
During the past 10 years, the average Dividends Per Share Growth Rate was 2.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Universal Insurance Holdings was 121.00% per year. The lowest was -28.40% per year. And the median was 4.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:5UI vs SAFT, HGTY, TRUP: Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Universal Insurance Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.160000
2026-05-08
2026-05-08
2026-05-15
Cash Dividend
quarterly
USD:EUR 0.855000
USD 0.160000
2026-03-06
2026-03-06
2026-03-13
Cash Dividend
quarterly
USD:EUR 0.865000
USD 0.160000
2025-12-05
2025-12-05
2025-12-12
Cash Dividend
quarterly
USD:EUR 0.854000
USD 0.160000
2025-08-01
2025-08-01
2025-08-08
Cash Dividend
quarterly
USD:EUR 0.859000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings (FRA:5UI) has a Dividend Yield % of 1.65% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Universal Insurance Holdings and its competitors. This is 43% below median its historical median of 2.91. Over the past decade, Universal Insurance Holdings' Dividend Yield % has ranged from 1.15 to 7.48. According to the industry distribution chart, Universal Insurance Holdings ranks #349 out of 424 companies in the Insurance industry, placing it in the top 82.3%.
Is Universal Insurance Holdings' Dividend Yield % too high?
Universal Insurance Holdings' current Dividend Yield % of 1.65% is 43% below median its 10-year median of 2.91. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 7.48. The Insurance industry median Dividend Yield % is 3.28. Universal Insurance Holdings' value of 1.65% is 49.7% below this industry median. Based on the distribution chart, Universal Insurance Holdings ranks #349 out of 424 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Universal Insurance Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Dividend Yield % compare to SAFT and HGTY?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #349 out of 424 companies for Dividend Yield %. This places Universal Insurance Holdings in the lower half of its industry. The industry median Dividend Yield % is 3.28. Universal Insurance Holdings' value of 1.65% is 49.7% below this benchmark. Historically, Universal Insurance Holdings' own Dividend Yield % has ranged from 1.15 to 7.48 over the past decade. While the company's 10-year median is 2.91 vs. the industry median of 3.28, Universal Insurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.28, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Insurance Holdings's current Dividend Yield % of 1.65% is 49.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Universal Insurance Holdings and its competitors. For the Insurance industry, the median Dividend Yield % is 3.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current Dividend Yield % is 1.65%, which is 43% below median its own 10-year median of 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Insurance Holdings (FRA:5UI) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.39, compared to a current price of €33.40 — trading 72.3% above its estimated fair value. The current Dividend Yield % is 1.65%, which is 43% below median its 10-year median of 2.91 and 49.7% below the Insurance industry median of 3.28. Universal Insurance Holdings' overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Dividend Yield % is 1.65% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €33.40 is trading 72.3% above its estimated GF Value™ of €19.39.
GuruFocus considers Universal Insurance Holdings to be Significantly Overvalued.
Key valuation signals for FRA:5UI:
Dividend Yield %: 1.65% (43% below median its 10-year median of 2.91)
GF Value™: €19.39 vs. price of €33.40 (72.3% above fair value)
Industry Position: 49.7% below the Insurance median (#349 of 424)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
53GF Score
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