Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Universal Insurance Holdings Effective Interest Rate on Debt % Related Terms
Universal Insurance Holdings Effective Interest Rate on Debt % Historical Data
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The historical data trend for Universal Insurance Holdings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings Effective Interest Rate on Debt % Chart
FRA:5UI vs ASIC, SAFT, TRUP: Effective Interest Rate on Debt % Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.69% mean?
Universal Insurance Holdings (FRA:5UI) has a Effective Interest Rate on Debt % of 5.69% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' Effective Interest Rate on Debt % too high?
Universal Insurance Holdings' current Effective Interest Rate on Debt % is 5.69%. Overall, Universal Insurance Holdings has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Effective Interest Rate on Debt % compare to ASIC and SAFT?
Universal Insurance Holdings' Effective Interest Rate on Debt % of 5.69% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Effective Interest Rate on Debt % is 5.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Effective Interest Rate on Debt % of 5.69%. The stock's GF Value™ is €20.53, compared to a current price of €37.40 — trading 82.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.69%. Universal Insurance Holdings' overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Effective Interest Rate on Debt % is 5.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €37.40 is trading 82.2% above its estimated GF Value™ of €20.53.
Key valuation signals for FRA:5UI:
Effective Interest Rate on Debt %: 5.69%
GF Value™: €20.53 vs. price of €37.40 (82.2% above fair value)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
60GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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