Universal Insurance Holdings (FRA:5UI) Total Payout Yield %: 4.31 (As of Jul. 05, 2026)


FRA:5UI Universal Insurance Holdings Inc FRA:5UI
62 GF Score
Price €37.20
GF Value €20.04
! 8 Warning Signs
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What is Universal Insurance Holdings Total Payout Yield %?

Universal Insurance Holdings FRA:5UI +1.09% 62 Total Payout Yield % is 4.31 as of Jul. 05, 2026. GuruFocus rates FRA:5UI with a GF Score™ of 62/100 and a GF Value™ of €20.04. The stock has 8 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Universal Insurance Holdings's current Total Payout Yield % is 4.31%.


Universal Insurance Holdings Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Universal Insurance Holdings Total Payout Yield % Related Terms


Universal Insurance Holdings Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Universal Insurance Holdings's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings Total Payout Yield % Chart

Universal Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.98 11.40 9.96 7.67 4.72

Universal Insurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.97 6.34 6.92 6.45 5.05

FRA:5UI vs ASIC, SAFT, TRUP: Total Payout Yield % Comparison

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings Total Payout Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Total Payout Yield % falls into.


FRA:5UI
62GF Score
Universal Insurance Holdings Inc FRA:5UI
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Universal Insurance Holdings Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Universal Insurance Holdings's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-19.104 + 0 + -18.937) / 806.6304
=4.72%

Universal Insurance Holdings's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-6.184 + 0 + -4.245) * 4 / 825.988
=5.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 4.31 mean?
Universal Insurance Holdings (FRA:5UI) has a Total Payout Yield % of 4.31 as of Jul. 05, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' Total Payout Yield % too high?
Universal Insurance Holdings' current Total Payout Yield % is 4.31. Overall, Universal Insurance Holdings has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Total Payout Yield % compare to ASIC and SAFT?
Universal Insurance Holdings' Total Payout Yield % of 4.31 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for an Insurance company?
A good Total Payout Yield % depends on the Insurance industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Total Payout Yield % is 4.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Total Payout Yield % of 4.31. The stock's GF Value™ is €20.04, compared to a current price of €37.20 — trading 85.6% above its estimated fair value. The current Total Payout Yield % is 4.31. Universal Insurance Holdings' overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Total Payout Yield % is 4.31 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €37.20 is trading 85.6% above its estimated GF Value™ of €20.04.

Key valuation signals for FRA:5UI:

  • Total Payout Yield %: 4.31
  • GF Value™: €20.04 vs. price of €37.20 (85.6% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
62GF Score

Get the complete analysis for FRA:5UI

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.20
Price
€20.04
GF Value