Universal Insurance Holdings (FRA:5UI) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 24, 2026)


FRA:5UI Universal Insurance Holdings Inc FRA:5UI
53 GF Score
Price €33.40
GF Value €19.39
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Universal Insurance Holdings Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Universal Insurance Holdings's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:5UI vs SAFT, HGTY, TRUP: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Universal Insurance Holdings Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Margin of Safety % (DCF Earnings Based) falls into.


FRA:5UI
53GF Score
Universal Insurance Holdings Inc FRA:5UI
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €33.40 is trading 72.3% above its estimated GF Value™ of €19.39. GuruFocus considers Universal Insurance Holdings to be Significantly Overvalued.

Key valuation signals for FRA:5UI:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €19.39 vs. price of €33.40 (72.3% above fair value)
  • GF Score™: 53/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
53GF Score

Get the complete analysis for FRA:5UI

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.40
Price
€19.39
GF Value