Universal Insurance Holdings (FRA:5UI) Total Premiums Earned: €1,253 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5UI Universal Insurance Holdings Inc FRA:5UI
66 GF Score
Price €38.20
GF Value €31.54
! 8 Warning Signs
View Full Analysis

What is Universal Insurance Holdings Total Premiums Earned?

Universal Insurance Holdings FRA:5UI +1.60% 66 Total Premiums Earned is €1,253 Mil as of Jun. 2026. GuruFocus rates FRA:5UI with a GF Score™ of 66/100 and a GF Value™ of €31.54. The stock has 8 warning signs investors should review.

Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. Universal Insurance Holdings's total premiums earned for the three months ended in Jun. 2026 was €327 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Jun. 2026 was €1,253 Mil.

Universal Insurance Holdings's quarterly total premiums earned declined from Dec. 2025 (€310 Mil) to Mar. 2026 (€309 Mil) but then increased from Mar. 2026 (€309 Mil) to Jun. 2026 (€327 Mil).

Universal Insurance Holdings's annual total premiums earned increased from Dec. 2023 (€1,148 Mil) to Dec. 2024 (€1,311 Mil) but then declined from Dec. 2024 (€1,311 Mil) to Dec. 2025 (€1,229 Mil).


Universal Insurance Holdings Total Premiums Earned Historical Data

* Premium members only.

The historical data trend for Universal Insurance Holdings's Total Premiums Earned can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings Total Premiums Earned Chart

Universal Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Premiums Earned
Get a 7-Day Free Trial Premium Member Only Premium Member Only 916.39 1,065.42 1,148.03 1,311.29 1,228.92

Universal Insurance Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Premiums Earned Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 312.29 306.44 310.37 308.72 327.47
FRA:5UI
66GF Score
Universal Insurance Holdings Inc FRA:5UI
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Universal Insurance Holdings Total Premiums Earned Calculation

The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.

Total Premiums Earned for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,253 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Premiums Earned →
What does a Total Premiums Earned of €1,253 Mil mean?
Universal Insurance Holdings (FRA:5UI) has a Total Premiums Earned of €1,253 Mil as of Jun. 2026. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' Total Premiums Earned too high?
Universal Insurance Holdings' current Total Premiums Earned is €1,253 Mil. Overall, Universal Insurance Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Total Premiums Earned compare to ASIC and HGTY?
Universal Insurance Holdings' Total Premiums Earned of €1,253 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Total Premiums Earned is €1,253 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Total Premiums Earned of €1,253 Mil. The stock's GF Value™ is €31.54, compared to a current price of €38.20 — trading 21.1% above its estimated fair value. The current Total Premiums Earned is €1,253 Mil. Universal Insurance Holdings' overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Total Premiums Earned is €1,253 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €38.20 is trading 21.1% above its estimated GF Value™ of €31.54.

Key valuation signals for FRA:5UI:

  • Total Premiums Earned: €1,253 Mil
  • GF Value™: €31.54 vs. price of €38.20 (21.1% above fair value)
  • GF Score™: 66/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
66GF Score

Get the complete analysis for FRA:5UI

Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€31.54
GF Value