Universal Insurance Holdings (FRA:5UI) 3-Month Share Buyback Ratio: 0.37% (As of Mar. 2026 )

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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FRA:5UI Universal Insurance Holdings Inc FRA:5UI
55 GF Score
Price €33.00
GF Value €18.33
! 7 Warning Signs
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What is Universal Insurance Holdings 3-Month Share Buyback Ratio?

Universal Insurance Holdings FRA:5UI +0.61% 55 3-Month Share Buyback Ratio is 0.37 as of Mar. 2026. GuruFocus rates FRA:5UI with a GF Score™ of 55/100 and a GF Value™ of €18.33. The stock has 7 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Universal Insurance Holdings's current 3-Month Share Buyback Ratio was 0.37%.


Universal Insurance Holdings  (FRA:5UI) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Universal Insurance Holdings 3-Month Share Buyback Ratio Related Terms


FRA:5UI vs ASIC, HGTY, TRUP: 3-Month Share Buyback Ratio Comparison

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings 3-Month Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's 3-Month Share Buyback Ratio falls into.


FRA:5UI
55GF Score
Universal Insurance Holdings Inc FRA:5UI
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Universal Insurance Holdings 3-Month Share Buyback Ratio Calculation

Universal Insurance Holdings's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(28.008 - 27.905) / 28.008
=0.37%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of 0.37 mean?
Universal Insurance Holdings (FRA:5UI) has a 3-Month Share Buyback Ratio of 0.37 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' 3-Month Share Buyback Ratio too high?
Universal Insurance Holdings' current 3-Month Share Buyback Ratio is 0.37. Overall, Universal Insurance Holdings has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' 3-Month Share Buyback Ratio compare to ASIC and HGTY?
Universal Insurance Holdings' 3-Month Share Buyback Ratio of 0.37 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for an Insurance company?
A good 3-Month Share Buyback Ratio depends on the Insurance industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current 3-Month Share Buyback Ratio is 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current 3-Month Share Buyback Ratio of 0.37. The stock's GF Value™ is €18.33, compared to a current price of €33.00 — trading 80% above its estimated fair value. The current 3-Month Share Buyback Ratio is 0.37. Universal Insurance Holdings' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current 3-Month Share Buyback Ratio is 0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €33.00 is trading 80% above its estimated GF Value™ of €18.33.

Key valuation signals for FRA:5UI:

  • 3-Month Share Buyback Ratio: 0.37
  • GF Value™: €18.33 vs. price of €33.00 (80% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
55GF Score

Get the complete analysis for FRA:5UI

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.00
Price
€18.33
GF Value