Universal Insurance Holdings (FRA:5UI) EPS without NRI: €5.81 (TTM As of Mar. 2026)


FRA:5UI Universal Insurance Holdings Inc FRA:5UI
62 GF Score
Price €36.80
GF Value €19.82
! 8 Warning Signs
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What is Universal Insurance Holdings EPS without NRI?

Universal Insurance Holdings FRA:5UI +2.22% 62 EPS without NRI is €5.81 as of Mar. 2026. GuruFocus rates FRA:5UI with a GF Score™ of 62/100 and a GF Value™ of €19.82. The stock has 8 warning signs investors should review. Among 403 Insurance companies, Universal Insurance Holdings ranks worse than 248138.71% on this metric.

Universal Insurance Holdings's earnings per share without non-recurring items for the three months ended in Mar. 2026 was €1.73. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was €5.81.

During the past 12 months, Universal Insurance Holdings's average earnings per share (NRI) Growth Rate was 215.90% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Universal Insurance Holdings's EPS without NRI or its related term are showing as below:

During the past 13 years, Universal Insurance Holdings's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 73.40% per year. The lowest was -47.10% per year. And the median was 18.50% per year.

FRA:5UI's 3-Year EPS without NRI Growth Rate is not ranked *
in the Insurance industry.
Industry Median: 16.4
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

Universal Insurance Holdings's EPS (Diluted) for the three months ended in Mar. 2026 was €1.63. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €5.80.

Universal Insurance Holdings's EPS (Basic) for the three months ended in Mar. 2026 was €1.70. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €6.05.


Universal Insurance Holdings  (FRA:5UI) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Universal Insurance Holdings EPS without NRI Related Terms


Universal Insurance Holdings EPS without NRI Historical Data

* Premium members only.

The historical data trend for Universal Insurance Holdings's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings EPS without NRI Chart

Universal Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 -0.39 1.79 1.71 5.30

Universal Insurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.07 1.16 1.85 1.73

FRA:5UI vs ASIC, SAFT, TRUP: EPS without NRI Comparison

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's PE Ratio without NRI falls into.


FRA:5UI
62GF Score
Universal Insurance Holdings Inc FRA:5UI
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Universal Insurance Holdings EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €5.81 mean?
Universal Insurance Holdings (FRA:5UI) has a EPS without NRI of €5.81 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Universal Insurance Holdings and its competitors. According to the industry distribution chart, Universal Insurance Holdings ranks #999999 out of 403 companies in the Insurance industry.
Is Universal Insurance Holdings' EPS without NRI too high?
Universal Insurance Holdings' current EPS without NRI is €5.81. Based on the distribution chart, Universal Insurance Holdings ranks #999999 out of 403 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Universal Insurance Holdings has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' EPS without NRI compare to ASIC and SAFT?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #999999 out of 403 companies for EPS without NRI. This places Universal Insurance Holdings in the lower half of its industry. The industry median EPS without NRI is 16.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.40, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Universal Insurance Holdings and its competitors. For the Insurance industry, the median EPS without NRI is 16.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current EPS without NRI is €5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current EPS without NRI of €5.81. The stock's GF Value™ is €19.82, compared to a current price of €36.80 — trading 85.7% above its estimated fair value. The current EPS without NRI is €5.81. Universal Insurance Holdings' overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current EPS without NRI is €5.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €36.80 is trading 85.7% above its estimated GF Value™ of €19.82.

Key valuation signals for FRA:5UI:

  • EPS without NRI: €5.81
  • GF Value™: €19.82 vs. price of €36.80 (85.7% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
62GF Score

Get the complete analysis for FRA:5UI

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.80
Price
€19.82
GF Value