Universal Insurance Holdings (FRA:5UI) Preferred Stock: €0 Mil (As of Mar. 2026)


FRA:5UI Universal Insurance Holdings Inc FRA:5UI
60 GF Score
Price €37.40
GF Value €20.19
! 8 Warning Signs
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What is Universal Insurance Holdings Preferred Stock?

Universal Insurance Holdings FRA:5UI +0.54% 60 Preferred Stock is €0 Mil as of Mar. 2026. GuruFocus rates FRA:5UI with a GF Score™ of 60/100 and a GF Value™ of €20.19. The stock has 8 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. Universal Insurance Holdings's preferred stock for the quarter that ended in Mar. 2026 was €0 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. Universal Insurance Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was €272 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. Universal Insurance Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was €18.13.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). Universal Insurance Holdings's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was €1.63.


Universal Insurance Holdings  (FRA:5UI) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

Universal Insurance Holdings's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

Universal Insurance Holdings's Book Value per Share for the quarter that ended in Mar. 2026 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

Universal Insurance Holdings's Earnings per Share (Diluted) (EPS) for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Universal Insurance Holdings Preferred Stock Related Terms


Universal Insurance Holdings Preferred Stock Historical Data

* Premium members only.

The historical data trend for Universal Insurance Holdings's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings Preferred Stock Chart

Universal Insurance Holdings Annual Data
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Universal Insurance Holdings Quarterly Data
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FRA:5UI
60GF Score
Universal Insurance Holdings Inc FRA:5UI
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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Universal Insurance Holdings Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of €0 Mil mean?
Universal Insurance Holdings (FRA:5UI) has a Preferred Stock of €0 Mil as of Mar. 2026. Preferred Stock represents the par value of a company's preferred shares. View historical data on Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' Preferred Stock too high?
Universal Insurance Holdings' current Preferred Stock is €0 Mil. Overall, Universal Insurance Holdings has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Preferred Stock compare to ASIC and SAFT?
Universal Insurance Holdings' Preferred Stock of €0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for an Insurance company?
A good Preferred Stock depends on the Insurance industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Preferred Stock is €0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Preferred Stock of €0 Mil. The stock's GF Value™ is €20.19, compared to a current price of €37.40 — trading 85.2% above its estimated fair value. The current Preferred Stock is €0 Mil. Universal Insurance Holdings' overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Preferred Stock is €0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €37.40 is trading 85.2% above its estimated GF Value™ of €20.19.

Key valuation signals for FRA:5UI:

  • Preferred Stock: €0 Mil
  • GF Value™: €20.19 vs. price of €37.40 (85.2% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Insurance Holdings Business Description

Other Exchanges UVE:USA
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
60GF Score

Get the complete analysis for FRA:5UI

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.40
Price
€20.19
GF Value