During the past 12 months, Universal Insurance Holdings's average Book Value Per Share Growth Rate was 39.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 27.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Universal Insurance Holdings was 167.50% per year. The lowest was -30.10% per year. And the median was 17.60% per year.
During the past 13 years, the highest P/B Ratio of Universal Insurance Holdings was 3.44. The lowest was 0.80. And the median was 1.58.
Warning Sign:
Universal Insurance Holdings Inc stock PB Ratio (=1.99) is close to 5-year high of 2.05.
Universal Insurance Holdings (FRA:5UI) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Universal Insurance Holdings Book Value per Share Related Terms
Universal Insurance Holdings Book Value per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings Book Value per Share Chart
FRA:5UI vs ASIC, SAFT, TRUP: Book Value per Share Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings (FRA:5UI) has a Book Value per Share of €18.13 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' Book Value per Share too high?
Universal Insurance Holdings' current Book Value per Share is €18.13. Overall, Universal Insurance Holdings has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Book Value per Share compare to ASIC and SAFT?
Universal Insurance Holdings' Book Value per Share of €18.13 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Book Value per Share is €18.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current Book Value per Share of €18.13. The stock's GF Value™ is €20.29, compared to a current price of €36.60 — trading 80.4% above its estimated fair value. The current Book Value per Share is €18.13. Universal Insurance Holdings' overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Book Value per Share is €18.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €36.60 is trading 80.4% above its estimated GF Value™ of €20.29.
Key valuation signals for FRA:5UI:
Book Value per Share: €18.13
GF Value™: €20.29 vs. price of €36.60 (80.4% above fair value)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
60GF Score
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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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