Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Universal Insurance Holdings 5-Year Yield-on-Cost % Related Terms
FRA:5UI vs ASIC, SAFT, TRUP: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Universal Insurance Holdings (FRA:5UI) has a 5-Year Yield-on-Cost % of 1.47 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Universal Insurance Holdings and its competitors. This is 49% below median its historical median of 2.91. Over the past decade, Universal Insurance Holdings' 5-Year Yield-on-Cost % has ranged from 1.15 to 7.48. According to the industry distribution chart, Universal Insurance Holdings ranks #354 out of 418 companies in the Insurance industry, placing it in the top 84.7%.
Is Universal Insurance Holdings' 5-Year Yield-on-Cost % too high?
Universal Insurance Holdings' current 5-Year Yield-on-Cost % of 1.47 is 49% below median its 10-year median of 2.91. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 7.48. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. Universal Insurance Holdings' value of 1.47 is 63.2% below this industry median. Based on the distribution chart, Universal Insurance Holdings ranks #354 out of 418 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Universal Insurance Holdings has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' 5-Year Yield-on-Cost % compare to ASIC and SAFT?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #354 out of 418 companies for 5-Year Yield-on-Cost %. This places Universal Insurance Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. Universal Insurance Holdings' value of 1.47 is 63.2% below this benchmark. Historically, Universal Insurance Holdings' own 5-Year Yield-on-Cost % has ranged from 1.15 to 7.48 over the past decade. While the company's 10-year median is 2.91 vs. the industry median of 4.00, Universal Insurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Insurance Holdings's current 5-Year Yield-on-Cost % of 1.47 is 63.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Universal Insurance Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current 5-Year Yield-on-Cost % is 1.47, which is 49% below median its own 10-year median of 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Universal Insurance Holdings (FRA:5UI) has a current 5-Year Yield-on-Cost % of 1.47. The stock's GF Value™ is €20.29, compared to a current price of €36.60 — trading 80.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.47, which is 49% below median its 10-year median of 2.91 and 63.2% below the Insurance industry median of 4.00. Universal Insurance Holdings' overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current 5-Year Yield-on-Cost % is 1.47 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €36.60 is trading 80.4% above its estimated GF Value™ of €20.29.
Key valuation signals for FRA:5UI:
5-Year Yield-on-Cost %: 1.47 (49% below median its 10-year median of 2.91)
GF Value™: €20.29 vs. price of €36.60 (80.4% above fair value)
Industry Position: 63.2% below the Insurance median (#354 of 418)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
60GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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