Universal Insurance Holdings's quarterly Total Liabilities
declined
from Sep. 2025 (€2,210.60 Mil) to Dec. 2025 (€1,954.52 Mil) and
declined
from Dec. 2025 (€1,954.52 Mil) to Mar. 2026 (€1,889.72 Mil).
Universal Insurance Holdings's annual Total Liabilities
increased
from Dec. 2023 (€1,811.32 Mil) to Dec. 2024 (€2,357.52 Mil) but then
declined
from Dec. 2024 (€2,357.52 Mil) to Dec. 2025 (€1,954.52 Mil).
Universal Insurance Holdings Total Liabilities Related Terms
Universal Insurance Holdings Total Liabilities Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings Total Liabilities Chart
Universal Insurance Holdings Total Liabilities Calculation
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Holdings (FRA:5UI) has a Total Liabilities of €1,890 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' Total Liabilities too high?
Universal Insurance Holdings' current Total Liabilities is €1,890 Mil. Overall, Universal Insurance Holdings has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Total Liabilities compare to ASIC and SAFT?
Universal Insurance Holdings' Total Liabilities of €1,890 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for an Insurance company?
A good Total Liabilities depends on the Insurance industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Total Liabilities is €1,890 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Insurance Holdings (FRA:5UI) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.51, compared to a current price of €34.60 — trading 77.3% above its estimated fair value. The current Total Liabilities is €1,890 Mil. Universal Insurance Holdings' overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Total Liabilities is €1,890 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €34.60 is trading 77.3% above its estimated GF Value™ of €19.51.
GuruFocus considers Universal Insurance Holdings to be Significantly Overvalued.
Key valuation signals for FRA:5UI:
Total Liabilities: €1,890 Mil
GF Value™: €19.51 vs. price of €34.60 (77.3% above fair value)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
57GF Score
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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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