Universal Insurance HoldingsFRA:5UI -2.81%57 Shareholder Yield % is 4.20% as of Mar. 2026, which is 22% below its 10-year median of 5.41. GuruFocus rates FRA:5UI with a GF Score™ of 57/100 and a GF Value™ of €19.51 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 496 Insurance companies, Universal Insurance Holdings ranks better than 61.9% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Universal Insurance Holdings's Shareholder Yield % was 4.20%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Universal Insurance Holdings Shareholder Yield % Related Terms
Universal Insurance Holdings Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:5UI vs ASIC, SAFT, TRUP: Shareholder Yield % Comparison
For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Holdings Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Universal Insurance Holdings's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Universal Insurance Holdings (FRA:5UI) has a Shareholder Yield % of 4.20% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Universal Insurance Holdings and its competitors. This is 22% below median its historical median of 5.41. According to the industry distribution chart, Universal Insurance Holdings ranks #189 out of 496 companies in the Insurance industry, placing it in the top 38.1%.
Is Universal Insurance Holdings' Shareholder Yield % too high?
Universal Insurance Holdings' current Shareholder Yield % of 4.20% is 22% below median its 10-year median of 5.41. The Insurance industry median Shareholder Yield % is 2.70. Universal Insurance Holdings' value of 4.20% is 55.8% above this industry median. Based on the distribution chart, Universal Insurance Holdings ranks #189 out of 496 companies in the Insurance industry, which is above the industry midpoint. Overall, Universal Insurance Holdings has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Shareholder Yield % compare to ASIC and SAFT?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #189 out of 496 companies for Shareholder Yield %. This puts Universal Insurance Holdings in the upper half of its industry. The industry median Shareholder Yield % is 2.70. Universal Insurance Holdings' value of 4.20% is 55.8% above this benchmark. While the company's 10-year median is 5.41 vs. the industry median of 2.70, Universal Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.70, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Insurance Holdings's current Shareholder Yield % of 4.20% is 55.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Universal Insurance Holdings and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current Shareholder Yield % is 4.20%, which is 22% below median its own 10-year median of 5.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Insurance Holdings (FRA:5UI) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.51, compared to a current price of €34.60 — trading 77.3% above its estimated fair value. The current Shareholder Yield % is 4.20%, which is 22% below median its 10-year median of 5.41 and 55.8% above the Insurance industry median of 2.70. Universal Insurance Holdings' overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Universal Insurance Holdings (FRA:5UI), the current Shareholder Yield % is 4.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Insurance Holdings (FRA:5UI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued.
The current stock price of €34.60 is trading 77.3% above its estimated GF Value™ of €19.51.
GuruFocus considers Universal Insurance Holdings to be Significantly Overvalued.
Key valuation signals for FRA:5UI:
Shareholder Yield %: 4.20% (22% below median its 10-year median of 5.41)
GF Value™: €19.51 vs. price of €34.60 (77.3% above fair value)
Industry Position: 55.8% above the Insurance median (#189 of 496)
No single metric tells the full story. See the FRA:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
57GF Score
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