PSG Financial Services (NAM:KFS) Gross Profit: R3,337 Mil (TTM As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAM:KFS PSG Financial Services Ltd NAM:KFS
81 GF Score
Price R35.62
GF Value R21.39
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is PSG Financial Services Gross Profit?

PSG Financial Services NAM:KFS 81 Gross Profit is R3,337 Mil as of Feb. 2026. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.39 (Significantly Overvalued). The stock has 7 warning signs investors should review.

PSG Financial Services's gross profit for the six months ended in Feb. 2026 was R1,803 Mil. PSG Financial Services's gross profit for the trailing twelve months (TTM) ended in Feb. 2026 was R3,337 Mil.

Gross Margin % is calculated as gross profit divided by its revenue. PSG Financial Services's gross profit for the six months ended in Feb. 2026 was R1,803 Mil. PSG Financial Services's Revenue for the six months ended in Feb. 2026 was R4,810 Mil. Therefore, PSG Financial Services's Gross Margin % for the quarter that ended in Feb. 2026 was 37.49%.

PSG Financial Services had a gross margin of 37.49% for the quarter that ended in Feb. 2026 => Competition eroding margins

During the past 13 years, the highest Gross Margin % of PSG Financial Services was 40.49%. The lowest was 29.25%. And the median was 35.09%.

Warning Sign:

PSG Financial Services Ltd gross margin has been in long-term decline. The average rate of decline per year is -2.9%.


PSG Financial Services  (NAM:KFS) Gross Profit Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

PSG Financial Services had a gross margin of 37.49% for the quarter that ended in Feb. 2026 => Competition eroding margins


PSG Financial Services Gross Profit Related Terms


PSG Financial Services Gross Profit Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's Gross Profit can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services Gross Profit Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Gross Profit
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,325.02 2,249.34 2,420.61 2,673.01 3,336.76

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Gross Profit Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,344.15 1,217.66 1,455.36 1,533.40 1,803.36

NAM:KFS vs BLK, BX, KKR: Gross Profit Comparison

For the Asset Management subindustry, PSG Financial Services's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services Gross Profit vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's Gross Profit distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's Gross Profit falls into.


NAM:KFS
81GF Score
PSG Financial Services Ltd NAM:KFS
Gross Profit is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PSG Financial Services Gross Profit Calculation

Gross Profit is the different between the sale prices and the cost of buying or producing the goods.

PSG Financial Services's Gross Profit for the fiscal year that ended in Feb. 2026 is calculated as

Gross Profit (A: Feb. 2026 )=Revenue - Cost of Goods Sold
=9418.29 - 6081.532
=3,337

PSG Financial Services's Gross Profit for the quarter that ended in Feb. 2026 is calculated as

Gross Profit (Q: Feb. 2026 )=Revenue - Cost of Goods Sold
=4810.34 - 3006.983
=1,803

Gross Profit for the trailing twelve months (TTM) ended in Feb. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was R3,337 Mil.

Gross Profit is the numerator in the calculation of Gross Margin.

PSG Financial Services's Gross Margin % for the quarter that ended in Feb. 2026 is calculated as

Gross Margin % (Q: Feb. 2026 )=Gross Profit (Q: Feb. 2026 ) / Revenue (Q: Feb. 2026 )
=(Revenue - Cost of Goods Sold) / Revenue
=1,803 / 4810.34
=37.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Profit →
What does a Gross Profit of R3,337 Mil mean?
PSG Financial Services (NAM:KFS) has a Gross Profit of R3,337 Mil as of Feb. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on PSG Financial Services and its competitors.
Is PSG Financial Services' Gross Profit too high?
PSG Financial Services' current Gross Profit is R3,337 Mil. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Gross Profit compare to BLK and BX?
PSG Financial Services' Gross Profit of R3,337 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for an Asset Management company?
A good Gross Profit depends on the Asset Management industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on PSG Financial Services and its competitors. PSG Financial Services's current Gross Profit is R3,337 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.39, compared to a current price of R35.62 — trading 66.5% above its estimated fair value. The current Gross Profit is R3,337 Mil. PSG Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Gross Profit is R3,337 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R35.62 is trading 66.5% above its estimated GF Value™ of R21.39. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • Gross Profit: R3,337 Mil
  • GF Value™: R21.39 vs. price of R35.62 (66.5% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score

Get the complete analysis for NAM:KFS

Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R35.62
Price
R21.39
GF Value