PSG Financial Services (NAM:KFS) EBITDA per Share: R2.26 (TTM As of Feb. 2026)


NAM:KFS PSG Financial Services Ltd NAM:KFS
81 GF Score
Price R30.41
GF Value R20.99
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PSG Financial Services EBITDA per Share?

PSG Financial Services NAM:KFS 81 EBITDA per Share is R2.26 as of Feb. 2026. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R20.99 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 508 Asset Management companies, PSG Financial Services ranks better than 65.35% on this metric.

PSG Financial Services's EBITDA per Share for the six months ended in Feb. 2026 was R1.26. Its EBITDA per Share for the trailing twelve months (TTM) ended in Feb. 2026 was R2.26.

During the past 12 months, the average EBITDA per Share Growth Rate of PSG Financial Services was 34.20% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 22.60% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 16.90% per year. During the past 10 years, the average EBITDA per Share Growth Rate was 13.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for PSG Financial Services's EBITDA per Share or its related term are showing as below:

NAM:KFS' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -0.4   Med: 12   Max: 70.3
Current: 22.6

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of PSG Financial Services was 70.30% per year. The lowest was -0.40% per year. And the median was 12.00% per year.

NAM:KFS's 3-Year EBITDA Growth Rate is ranked better than
65.35% of 508 companies
in the Asset Management industry
Industry Median: 9.9 vs NAM:KFS: 22.60

PSG Financial Services's EBITDA for the six months ended in Feb. 2026 was R1,599 Mil.

During the past 12 months, the average EBITDA Growth Rate of PSG Financial Services was 33.20% per year. During the past 3 years, the average EBITDA Growth Rate was 20.30% per year. During the past 5 years, the average EBITDA Growth Rate was 15.40% per year. During the past 10 years, the average EBITDA Growth Rate was 12.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of PSG Financial Services was 112.80% per year. The lowest was 0.00% per year. And the median was 16.00% per year.


PSG Financial Services  (NAM:KFS) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


PSG Financial Services EBITDA per Share Related Terms


PSG Financial Services EBITDA per Share Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services EBITDA per Share Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.23 1.41 1.69 2.26

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.79 0.90 1.00 1.26
NAM:KFS
81GF Score
PSG Financial Services Ltd NAM:KFS
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PSG Financial Services EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

PSG Financial Services's EBITDA per Share for the fiscal year that ended in Feb. 2026 is calculated as

EBITDA per Share(A: Feb. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=2866.849/1266.120
=2.26

PSG Financial Services's EBITDA per Share for the quarter that ended in Feb. 2026 is calculated as

EBITDA per Share(Q: Feb. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=1598.784/1269.136
=1.26

EBITDA per Share for the trailing twelve months (TTM) ended in Feb. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was R2.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of R2.26 mean?
PSG Financial Services (NAM:KFS) has a EBITDA per Share of R2.26 as of Feb. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on PSG Financial Services and its competitors. According to the industry distribution chart, PSG Financial Services ranks #176 out of 508 companies in the Asset Management industry, placing it in the top 34.6%.
Is PSG Financial Services' EBITDA per Share too high?
PSG Financial Services' current EBITDA per Share is R2.26. Based on the distribution chart, PSG Financial Services ranks #176 out of 508 companies in the Asset Management industry, which is above the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' EBITDA per Share compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #176 out of 508 companies for EBITDA per Share. This puts PSG Financial Services in the upper half of its industry. The industry median EBITDA per Share is 9.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for an Asset Management company?
The median EBITDA per Share among Asset Management companies is 9.90, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median EBITDA per Share is 9.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current EBITDA per Share is R2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R20.99, compared to a current price of R30.41 — trading 44.9% above its estimated fair value. The current EBITDA per Share is R2.26. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current EBITDA per Share is R2.26 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R30.41 is trading 44.9% above its estimated GF Value™ of R20.99. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • EBITDA per Share: R2.26
  • GF Value™: R20.99 vs. price of R30.41 (44.9% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score

Get the complete analysis for NAM:KFS

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R30.41
Price
R20.99
GF Value