Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PSG Financial ServicesNAM:KFS 81 3-Year Share Buyback Ratio is 1.10 as of Feb. 2026. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.36 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,143 Asset Management companies, PSG Financial Services ranks better than 73.23% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. PSG Financial Services's current 3-Year Share Buyback Ratio was 1.10%.
The historical rank and industry rank for PSG Financial Services's 3-Year Share Buyback Ratio or its related term are showing as below:
NAM:KFS'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -24.6 Med: -1.5 Max: 1.7
Current: 1.1
During the past 13 years, PSG Financial Services's highest 3-Year Share Buyback Ratio was 1.70%. The lowest was -24.60%. And the median was -1.50%.
NAM:KFS's 3-Year Share Buyback Ratio is ranked better than 73.23% of 1143
companies
in the Asset Management industry
Industry Median: -0.8
vs NAM:KFS: 1.10
PSG Financial Services (NAM:KFS) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
PSG Financial Services 3-Year Share Buyback Ratio Related Terms
NAM:KFS vs BLK, BX, KKR: 3-Year Share Buyback Ratio Comparison
For the Asset Management subindustry, PSG Financial Services's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services 3-Year Share Buyback Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's 3-Year Share Buyback Ratio falls into.
PSG Financial Services 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 1.10 mean?
PSG Financial Services (NAM:KFS) has a 3-Year Share Buyback Ratio of 1.10 as of Feb. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for PSG Financial Services and its competitors. According to the industry distribution chart, PSG Financial Services ranks #306 out of 1143 companies in the Asset Management industry, placing it in the top 26.8%.
Is PSG Financial Services' 3-Year Share Buyback Ratio too high?
PSG Financial Services' current 3-Year Share Buyback Ratio is 1.10. Based on the distribution chart, PSG Financial Services ranks #306 out of 1143 companies in the Asset Management industry, which is above the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' 3-Year Share Buyback Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #306 out of 1143 companies for 3-Year Share Buyback Ratio. This puts PSG Financial Services in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Asset Management company?
A good 3-Year Share Buyback Ratio depends on the Asset Management industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for PSG Financial Services and its competitors. PSG Financial Services's current 3-Year Share Buyback Ratio is 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.36, compared to a current price of R35.62 — trading 66.8% above its estimated fair value. The current 3-Year Share Buyback Ratio is 1.10. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current 3-Year Share Buyback Ratio is 1.10 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R35.62 is trading 66.8% above its estimated GF Value™ of R21.36.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
3-Year Share Buyback Ratio: 1.10
GF Value™: R21.36 vs. price of R35.62 (66.8% above fair value)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
Get the complete analysis for NAM:KFS
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAM:KFS has been successfully added to your 
