PSG Financial ServicesNAM:KFS 81 Peter Lynch Fair Value is R22.46 as of Jul. 06, 2026, which is 100% below its 10-year median of 1.46. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.51 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 272 Asset Management companies, PSG Financial Services ranks worse than 60.66% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, PSG Financial Services's PEG is 1. PSG Financial Services's 5-Year TTM EBITDA Growth Rate is 16.9.
PSG Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2026 was R1.33. Therefore, the Peter Lynch Fair Value for today is R22.46.
The historical rank and industry rank for PSG Financial Services's Peter Lynch Fair Value or its related term are showing as below:
NAM:KFS'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.01 Med: 1.46 Max: 2.57
Current: 1.45
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of PSG Financial Services was 2.57. The lowest was 0.01. And the median was 1.46.
NAM:KFS's Price-to-Peter-Lynch-Fair-Value is ranked worse than 60.66% of 272
companies
in the Asset Management industry
Industry Median: 1.125
vs NAM:KFS: 1.45
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
PSG Financial Services (NAM:KFS) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 16.9 instead of 15 in this case.
PSG Financial Services's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
32.22
/
22.46
=
1.43
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services Peter Lynch Fair Value Related Terms
PSG Financial Services Peter Lynch Fair Value Historical Data
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The historical data trend for PSG Financial Services's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services Peter Lynch Fair Value Chart
NAM:KFS vs BLK, BX, KKR: Peter Lynch Fair Value Comparison
For the Asset Management subindustry, PSG Financial Services's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services Price-to-Peter-Lynch-Fair-Value vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PSG Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2026 was R1.33.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of R22.46 mean?
PSG Financial Services (NAM:KFS) has a Peter Lynch Fair Value of R22.46 as of Jul. 06, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PSG Financial Services and its competitors. This is 1438% above median its historical median of 1.46. Over the past decade, PSG Financial Services' Peter Lynch Fair Value has ranged from 0.01 to 2.57. According to the industry distribution chart, PSG Financial Services ranks #165 out of 272 companies in the Asset Management industry, placing it in the top 60.7%.
Is PSG Financial Services' Peter Lynch Fair Value too high?
PSG Financial Services' current Peter Lynch Fair Value of R22.46 is 1438% above median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 2.57. Based on the distribution chart, PSG Financial Services ranks #165 out of 272 companies in the Asset Management industry, which is below the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Peter Lynch Fair Value compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #165 out of 272 companies for Peter Lynch Fair Value. This places PSG Financial Services in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.13. Historically, PSG Financial Services' own Peter Lynch Fair Value has ranged from 0.01 to 2.57 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Asset Management company?
The median Peter Lynch Fair Value among Asset Management companies is 1.13, based on 272 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Peter Lynch Fair Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Peter Lynch Fair Value is R22.46, which is 1438% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.51, compared to a current price of R32.22 — trading 49.8% above its estimated fair value. The current Peter Lynch Fair Value is R22.46, which is 1438% above median its 10-year median of 1.46. PSG Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Peter Lynch Fair Value is R22.46 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R32.22 is trading 49.8% above its estimated GF Value™ of R21.51.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
Peter Lynch Fair Value: R22.46 (1438% above median its 10-year median of 1.46)
GF Value™: R21.51 vs. price of R32.22 (49.8% above fair value)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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