PSG Financial Services (NAM:KFS) EV-to-OCF: 23.07 (As of Aug. 10, 2026) — 122% Above Median

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NAM:KFS PSG Financial Services Ltd NAM:KFS
89 GF Score
Price R33.55
GF Value R24.02
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is PSG Financial Services EV-to-OCF?

PSG Financial Services NAM:KFS 89 EV-to-OCF is 23.07 as of Aug. 10, 2026, which is 122% above its 10-year median of 10.39. GuruFocus rates NAM:KFS with a GF Score™ of 89/100 and a GF Value™ of R24.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Asset Management companies, PSG Financial Services ranks worse than 78.83% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PSG Financial Services's Enterprise Value is R30,787 Mil. PSG Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Feb. 2026 was R1,335 Mil. Therefore, PSG Financial Services's EV-to-OCF for today is 23.07.

The historical rank and industry rank for PSG Financial Services's EV-to-OCF or its related term are showing as below:

NAM:KFS' s EV-to-OCF Range Over the Past 10 Years
Min: -1.25   Med: 10.39   Max: 79.12
Current: 23.07

During the past 13 years, the highest EV-to-OCF of PSG Financial Services was 79.12. The lowest was -1.25. And the median was 10.39.

NAM:KFS's EV-to-OCF is ranked worse than
78.83% of 1502 companies
in the Asset Management industry
Industry Median: 5.945 vs NAM:KFS: 23.07

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-10), PSG Financial Services's stock price is R33.55. PSG Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was R1.372. Therefore, PSG Financial Services's PE Ratio (TTM) for today is 24.45.


PSG Financial Services  (NAM:KFS) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PSG Financial Services's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=33.55/1.372
=24.45

PSG Financial Services's share price for today is R33.55.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PSG Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was R1.372.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PSG Financial Services EV-to-OCF Related Terms


PSG Financial Services EV-to-OCF Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services EV-to-OCF Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.53 6.88 17.11 5.65 17.95

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.11 0.00 5.65 0.00 17.95

NAM:KFS vs BLK, BX, KKR: EV-to-OCF Comparison

For the Asset Management subindustry, PSG Financial Services's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services EV-to-OCF vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's EV-to-OCF falls into.


NAM:KFS
89GF Score
PSG Financial Services Ltd NAM:KFS
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PSG Financial Services EV-to-OCF Calculation

PSG Financial Services's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=30786.980/1334.763
=23.07

PSG Financial Services's current Enterprise Value is R30,787 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PSG Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Feb. 2026 was R1,335 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 23.07 mean?
PSG Financial Services (NAM:KFS) has a EV-to-OCF of 23.07 as of Aug. 10, 2026. This is 122% above median its historical median of 10.39. According to the industry distribution chart, PSG Financial Services ranks #1184 out of 1502 companies in the Asset Management industry, placing it in the top 78.8%.
Is PSG Financial Services' EV-to-OCF too high?
PSG Financial Services' current EV-to-OCF of 23.07 is 122% above median its 10-year median of 10.39. The Asset Management industry median EV-to-OCF is 5.95. PSG Financial Services' value of 23.07 is 288.1% above this industry median. Based on the distribution chart, PSG Financial Services ranks #1184 out of 1502 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PSG Financial Services has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' EV-to-OCF compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #1184 out of 1502 companies for EV-to-OCF. This places PSG Financial Services in the lower half of its industry. The industry median EV-to-OCF is 5.95. PSG Financial Services' value of 23.07 is 288.1% above this benchmark. While the company's 10-year median is 10.39 vs. the industry median of 5.95, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Asset Management company?
The median EV-to-OCF among Asset Management companies is 5.95, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current EV-to-OCF of 23.07 is 288.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median EV-to-OCF is 5.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current EV-to-OCF is 23.07, which is 122% above median its own 10-year median of 10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R24.02, compared to a current price of R33.55 — trading 39.7% above its estimated fair value. The current EV-to-OCF is 23.07, which is 122% above median its 10-year median of 10.39 and 288.1% above the Asset Management industry median of 5.95. PSG Financial Services' overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current EV-to-OCF is 23.07 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R33.55 is trading 39.7% above its estimated GF Value™ of R24.02. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • EV-to-OCF: 23.07 (122% above median its 10-year median of 10.39)
  • GF Value™: R24.02 vs. price of R33.55 (39.7% above fair value)
  • GF Score™: 89/100 with 4 warning signs
  • Industry Position: 288.1% above the Asset Management median (#1184 of 1502)

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
89GF Score

Get the complete analysis for NAM:KFS

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R33.55
Price
R24.02
GF Value