PSG Financial Services (NAM:KFS) Cash Conversion Cycle: -116.50 (As of Feb. 2026)


NAM:KFS PSG Financial Services Ltd NAM:KFS
81 GF Score
Price R30.41
GF Value R21.58
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PSG Financial Services Cash Conversion Cycle?

PSG Financial Services NAM:KFS 81 Cash Conversion Cycle is -116.50 as of Feb. 2026. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.58 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

PSG Financial Services's Days Sales Outstanding for the six months ended in Feb. 2026 was 112.4.
PSG Financial Services's Days Inventory for the six months ended in Feb. 2026 was 0.
PSG Financial Services's Days Payable for the six months ended in Feb. 2026 was 228.9.
Therefore, PSG Financial Services's Cash Conversion Cycle (CCC) for the six months ended in Feb. 2026 was -116.50.


PSG Financial Services  (NAM:KFS) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


PSG Financial Services Cash Conversion Cycle Related Terms


PSG Financial Services Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services Cash Conversion Cycle Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only -146.61 -119.00 -95.93 -88.88 -110.83

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -97.98 -82.86 -98.56 -85.19 -116.50

NAM:KFS vs BLK, BX, KKR: Cash Conversion Cycle Comparison

For the Asset Management subindustry, PSG Financial Services's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services Cash Conversion Cycle vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's Cash Conversion Cycle falls into.


NAM:KFS
81GF Score
PSG Financial Services Ltd NAM:KFS
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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PSG Financial Services Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

PSG Financial Services's Cash Conversion Cycle for the fiscal year that ended in Feb. 2026 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=111.8+0-222.63
=-110.83

PSG Financial Services's Cash Conversion Cycle for the quarter that ended in Feb. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=112.4+0-228.9
=-116.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of -116.50 mean?
PSG Financial Services (NAM:KFS) has a Cash Conversion Cycle of -116.50 as of Feb. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on PSG Financial Services and its competitors.
Is PSG Financial Services' Cash Conversion Cycle too high?
PSG Financial Services' current Cash Conversion Cycle is -116.50. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Cash Conversion Cycle compare to BLK and BX?
PSG Financial Services' Cash Conversion Cycle of -116.50 can be compared against companies in the Asset Management industry. The industry median Cash Conversion Cycle is 4.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for an Asset Management company?
The median Cash Conversion Cycle among Asset Management companies is 4.18, based on 606 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Cash Conversion Cycle is 4.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Cash Conversion Cycle is -116.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.58, compared to a current price of R30.41 — trading 40.9% above its estimated fair value. The current Cash Conversion Cycle is -116.50. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Cash Conversion Cycle is -116.50 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R30.41 is trading 40.9% above its estimated GF Value™ of R21.58. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • Cash Conversion Cycle: -116.50
  • GF Value™: R21.58 vs. price of R30.41 (40.9% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score

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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R30.41
Price
R21.58
GF Value