Jana Small Finance Bank (NSE:JSFB) Accounts Receivable: ₹0 Mil (As of Jun. 2026)

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NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
28 GF Score
Price ₹560.95
! 7 Warning Signs
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What is Jana Small Finance Bank Accounts Receivable?

Jana Small Finance Bank NSE:JSFB -2.03% 28 Accounts Receivable is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 28/100. The stock has 7 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Jana Small Finance Bank's accounts receivables for the quarter that ended in Jun. 2026 was ₹0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Jana Small Finance Bank's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Jana Small Finance Bank's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was ₹N/A.

Jana Small Finance Bank Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Jana Small Finance Bank's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/10093.829*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Jana Small Finance Bank's accounts receivable are only considered to be worth 75% of book value:

Jana Small Finance Bank's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(0+0.75 * 0+0.5 * 0-N/A
-0-0)/105.714
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.

Jana Small Finance Bank Accounts Receivable Related Terms

Jana Small Finance Bank Accounts Receivable Historical Data

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The historical data trend for Jana Small Finance Bank's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank Accounts Receivable Chart

Jana Small Finance Bank Annual Data
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Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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NSE:JSFB
28GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of ₹0 Mil mean?
Jana Small Finance Bank (NSE:JSFB) has a Accounts Receivable of ₹0 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's Accounts Receivable too high?
Jana Small Finance Bank's current Accounts Receivable is ₹0 Mil. Overall, Jana Small Finance Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Accounts Receivable compare to competitors?
Jana Small Finance Bank's Accounts Receivable of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current Accounts Receivable is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current Accounts Receivable of ₹0 Mil. The current Accounts Receivable is ₹0 Mil. Jana Small Finance Bank's overall GF Score™ is 28/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Accounts Receivable is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
28GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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