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Pretax income is the income that a company earns before paying income taxes. Jana Small Finance Bank's pretax income for the
three
months ended in Jun. 2026 was ₹1,552 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was ₹3,797 Mil.
Jana Small Finance Bank's pretax margin was 15.38%.
During the past 9 years, Jana Small Finance Bank's highest Pretax Margin was 19.60%. The lowest was -563.38%. And the median was 5.01%.
During the past 9 years, Jana Small Finance Bank's highest Pretax Margin was 19.60%. The lowest was -563.38%. And the median was 5.01%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank Pre-Tax Income Related Terms
Jana Small Finance Bank Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank Pre-Tax Income Competitor Comparison
For the Banks - Regional subindustry, Jana Small Finance Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jana Small Finance Bank Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Jana Small Finance Bank's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Jana Small Finance Bank's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹3,797 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank (NSE:JSFB) has a Pre-Tax Income of ₹3,797 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's Pre-Tax Income too high?
Jana Small Finance Bank's current Pre-Tax Income is ₹3,797 Mil. Overall, Jana Small Finance Bank has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Pre-Tax Income compare to competitors?
Jana Small Finance Bank's Pre-Tax Income of ₹3,797 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current Pre-Tax Income is ₹3,797 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Jana Small Finance Bank (NSE:JSFB) is currently considered Fairly Valued. The stock's GF Value™ is ₹578.42, compared to a current price of ₹541.00 — trading 6.5% below its estimated fair value. The current Pre-Tax Income is ₹3,797 Mil. Jana Small Finance Bank's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Pre-Tax Income is ₹3,797 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jana Small Finance Bank (NSE:JSFB) Overvalued in 2026?
Based on GuruFocus' analysis, Jana Small Finance Bank stock appears to be undervalued.
The current stock price of ₹541.00 is trading 6.5% below its estimated GF Value™ of ₹578.42.
GuruFocus considers Jana Small Finance Bank to be Fairly Valued.
Key valuation signals for NSE:JSFB:
Pre-Tax Income: ₹3,797 Mil
GF Value™: ₹578.42 vs. price of ₹541.00 (6.5% below fair value)
No single metric tells the full story. See the NSE:JSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressKoramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
50GF Score
Get the complete analysis for NSE:JSFB
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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