Jana Small Finance BankNSE:JSFB -2.70%26 PEG Ratio is 0.38 as of Jun. 28, 2026, which is 31% above its 10-year median of 0.29. GuruFocus rates NSE:JSFB with a GF Score™ of 26/100. The stock has 5 warning signs investors should review. Among 1,231 Banks companies, Jana Small Finance Bank ranks better than 92.53% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Jana Small Finance Bank's PEG Ratio or its related term are showing as below:
NSE:JSFB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.29 Max: 0.41
Current: 0.38
During the past 9 years, Jana Small Finance Bank's highest PEG Ratio was 0.41. The lowest was 0.15. And the median was 0.29.
NSE:JSFB's PEG Ratio is ranked better than 92.53% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs NSE:JSFB: 0.38
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Jana Small Finance Bank (NSE:JSFB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Jana Small Finance Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jana Small Finance Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jana Small Finance Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Jana Small Finance Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Jana Small Finance Bank (NSE:JSFB) has a PEG Ratio of 0.38 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jana Small Finance Bank and its competitors. This is 31% above median its historical median of 0.29. Over the past decade, Jana Small Finance Bank's PEG Ratio has ranged from 0.15 to 0.41. According to the industry distribution chart, Jana Small Finance Bank ranks #92 out of 1231 companies in the Banks industry, placing it in the top 7.5%.
Is Jana Small Finance Bank's PEG Ratio too high?
Jana Small Finance Bank's current PEG Ratio of 0.38 is 31% above median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.41. The Banks industry median PEG Ratio is 1.52. Jana Small Finance Bank's value of 0.38 is 75% below this industry median. Based on the distribution chart, Jana Small Finance Bank ranks #92 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jana Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Jana Small Finance Bank ranks #92 out of 1231 companies for PEG Ratio. This places Jana Small Finance Bank in the top 8% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Jana Small Finance Bank's value of 0.38 is 75% below this benchmark. Historically, Jana Small Finance Bank's own PEG Ratio has ranged from 0.15 to 0.41 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 1.52, Jana Small Finance Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jana Small Finance Bank's current PEG Ratio of 0.38 is 75% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jana Small Finance Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jana Small Finance Bank's current PEG Ratio is 0.38, which is 31% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current PEG Ratio of 0.38. The current PEG Ratio is 0.38, which is 31% above median its 10-year median of 0.29 and 75% below the Banks industry median of 1.52. Jana Small Finance Bank's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current PEG Ratio is 0.38 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AddressKoramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
26GF Score
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