Jana Small Finance Bank (NSE:JSFB) Shiller PE Ratio: (As of Aug. 31, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
50 GF Score
Price ₹537.50
GF Value ₹578.42
Valuation Fairly Valued
! 7 Warning Signs
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What is Jana Small Finance Bank Shiller PE Ratio?

Jana Small Finance Bank does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate Shiller PE Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jana Small Finance Bank  (NSE:JSFB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Jana Small Finance Bank Shiller PE Ratio Related Terms


Jana Small Finance Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Jana Small Finance Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank Shiller PE Ratio Chart

Jana Small Finance Bank Annual Data
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Shiller PE Ratio
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Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Jana Small Finance Bank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's Shiller PE Ratio falls into.


NSE:JSFB
50GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jana Small Finance Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Jana Small Finance Bank does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate Shiller PE Ratio for this company.

Is Jana Small Finance Bank (NSE:JSFB) Overvalued in 2026?

Based on GuruFocus' analysis, Jana Small Finance Bank stock appears to be undervalued. The current stock price of ₹537.50 is trading 7.1% below its estimated GF Value™ of ₹578.42. GuruFocus considers Jana Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:JSFB:

  • Shiller PE Ratio:
  • GF Value™: ₹578.42 vs. price of ₹537.50 (7.1% below fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the NSE:JSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
50GF Score

Get the complete analysis for NSE:JSFB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹537.50
Price
₹578.42
GF Value