Jana Small Finance Bank (NSE:JSFB) 3-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
52 GF Score
Price ₹516.85
GF Value ₹596.04
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Jana Small Finance Bank 3-Year Dividend Growth Rate?

Jana Small Finance Bank NSE:JSFB +0.41% 52 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 52/100 and a GF Value™ of ₹596.04 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 958 Banks companies, Jana Small Finance Bank ranks worse than 104384.03% on this metric.

Jana Small Finance Bank's Dividends per Share for the three months ended in Jun. 2026 was ₹0.00.

The historical rank and industry rank for Jana Small Finance Bank's 3-Year Dividend Growth Rate or its related term are showing as below:

NSE:JSFB's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1
* Ranked among companies with meaningful 3-Year Dividend Growth Rate only.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Jana Small Finance Bank's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.00. As of today, Jana Small Finance Bank's Dividend Yield % is 0.00%.

For more information regarding to dividend, please check our Dividend Page.


Jana Small Finance Bank  (NSE:JSFB) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Jana Small Finance Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 14.69
=0.00

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Jana Small Finance Bank 3-Year Dividend Growth Rate Related Terms>


Jana Small Finance Bank 3-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's 3-Year Dividend Growth Rate falls into.


NSE:JSFB
52GF Score
Jana Small Finance Bank Ltd NSE:JSFB
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jana Small Finance Bank 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 0.00% mean?
Jana Small Finance Bank (NSE:JSFB) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Jana Small Finance Bank and its competitors. According to the industry distribution chart, Jana Small Finance Bank ranks #999999 out of 958 companies in the Banks industry.
Is Jana Small Finance Bank's 3-Year Dividend Growth Rate too high?
Jana Small Finance Bank's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Jana Small Finance Bank ranks #999999 out of 958 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jana Small Finance Bank has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Jana Small Finance Bank ranks #999999 out of 958 companies for 3-Year Dividend Growth Rate. This places Jana Small Finance Bank in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Jana Small Finance Bank and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jana Small Finance Bank's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Jana Small Finance Bank (NSE:JSFB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹596.04, compared to a current price of ₹516.85 — trading 13.3% below its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Jana Small Finance Bank's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jana Small Finance Bank (NSE:JSFB) Overvalued in 2026?

Based on GuruFocus' analysis, Jana Small Finance Bank stock appears to be undervalued. The current stock price of ₹516.85 is trading 13.3% below its estimated GF Value™ of ₹596.04. GuruFocus considers Jana Small Finance Bank to be Modestly Undervalued.

Key valuation signals for NSE:JSFB:

  • 3-Year Dividend Growth Rate: 0.00%
  • GF Value™: ₹596.04 vs. price of ₹516.85 (13.3% below fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the NSE:JSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
52GF Score

Get the complete analysis for NSE:JSFB

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹516.85
Price
₹596.04
GF Value