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Jana Small Finance BankNSE:JSFB -1.87%28 Earnings per Share (Diluted) is ₹35.93 as of Jun. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 28/100. The stock has 7 warning signs investors should review. Among 1,412 Banks companies, Jana Small Finance Bank ranks better than 51.98% on this metric.
During the past 12 months, Jana Small Finance Bank's average EPS without NRIGrowth Rate was -12.40% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 8.00% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 69.50% per year.
During the past 9 years, Jana Small Finance Bank's highest 3-Year average EPS without NRI Growth Rate was 204.80% per year. The lowest was 8.00% per year. And the median was 115.15% per year.
Jana Small Finance Bank (NSE:JSFB) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Jana Small Finance Bank Earnings per Share (Diluted) Related Terms
Jana Small Finance Bank Earnings per Share (Diluted) Historical Data
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The historical data trend for Jana Small Finance Bank's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank Earnings per Share (Diluted) Chart
Jana Small Finance Bank Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Jana Small Finance Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jana Small Finance Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jana Small Finance Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where Jana Small Finance Bank's PE Ratio falls into.
Jana Small Finance Bank Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Jana Small Finance Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Mar. 2026 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹35.93
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of ₹35.93 mean?
Jana Small Finance Bank (NSE:JSFB) has a Earnings per Share (Diluted) of ₹35.93 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Jana Small Finance Bank and its competitors. According to the industry distribution chart, Jana Small Finance Bank ranks #678 out of 1412 companies in the Banks industry, placing it in the top 48%.
Is Jana Small Finance Bank's Earnings per Share (Diluted) too high?
Jana Small Finance Bank's current Earnings per Share (Diluted) is ₹35.93. Based on the distribution chart, Jana Small Finance Bank ranks #678 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, Jana Small Finance Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Jana Small Finance Bank ranks #678 out of 1412 companies for Earnings per Share (Diluted). This puts Jana Small Finance Bank in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Jana Small Finance Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jana Small Finance Bank's current Earnings per Share (Diluted) is ₹35.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current Earnings per Share (Diluted) of ₹35.93. The current Earnings per Share (Diluted) is ₹35.93. Jana Small Finance Bank's overall GF Score™ is 28/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Earnings per Share (Diluted) is ₹35.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AddressKoramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
28GF Score
Get the complete analysis for NSE:JSFB
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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