Jana Small Finance BankNSE:JSFB +0.55%26 PS Ratio is 1.36 as of Jul. 01, 2026, which is 12% below its 10-year median of 1.54. GuruFocus rates NSE:JSFB with a GF Score™ of 26/100. The stock has 5 warning signs investors should review. Among 1,519 Banks companies, Jana Small Finance Bank ranks better than 86.57% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Jana Small Finance Bank's share price is ₹468.75.
Jana Small Finance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹345.39. Hence, Jana Small Finance Bank's PS Ratio for today is 1.36.
The historical rank and industry rank for Jana Small Finance Bank's PS Ratio or its related term are showing as below:
NSE:JSFB'
s PS Ratio Range Over the Past 10 Years
Min: 1.06 Med: 1.54 Max: 2.9
Current: 1.35
During the past 9 years, Jana Small Finance Bank's highest PS Ratio was 2.90. The lowest was 1.06. And the median was 1.54.
NSE:JSFB's PS Ratio is ranked better than 86.57% of 1519
companies
in the Banks industry
Industry Median: 2.97
vs NSE:JSFB: 1.35
During the past 9 years, Jana Small Finance Bank's highest 3-Year average Revenue per Share Growth Rate was 48.00% per year. The lowest was 17.40% per year. And the median was 30.15% per year.
Back to Basics: PS Ratio
Jana Small Finance Bank (NSE:JSFB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Jana Small Finance Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jana Small Finance Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jana Small Finance Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Jana Small Finance Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Jana Small Finance Bank's Share Price of today is ₹468.75. Jana Small Finance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹345.39.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Jana Small Finance Bank (NSE:JSFB) has a PS Ratio of 1.36 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Jana Small Finance Bank and its competitors. This is 12% below median its historical median of 1.54. Over the past decade, Jana Small Finance Bank's PS Ratio has ranged from 1.06 to 2.90. According to the industry distribution chart, Jana Small Finance Bank ranks #204 out of 1519 companies in the Banks industry, placing it in the top 13.4%.
Is Jana Small Finance Bank's PS Ratio too high?
Jana Small Finance Bank's current PS Ratio of 1.36 is 12% below median its 10-year median of 1.54. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 2.90. The Banks industry median PS Ratio is 2.97. Jana Small Finance Bank's value of 1.36 is 54.2% below this industry median. Based on the distribution chart, Jana Small Finance Bank ranks #204 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jana Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Jana Small Finance Bank ranks #204 out of 1519 companies for PS Ratio. This places Jana Small Finance Bank in the top 13% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.97. Jana Small Finance Bank's value of 1.36 is 54.2% below this benchmark. Historically, Jana Small Finance Bank's own PS Ratio has ranged from 1.06 to 2.90 over the past decade. While the company's 10-year median is 1.54 vs. the industry median of 2.97, Jana Small Finance Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jana Small Finance Bank's current PS Ratio of 1.36 is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Jana Small Finance Bank and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jana Small Finance Bank's current PS Ratio is 1.36, which is 12% below median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current PS Ratio of 1.36. The current PS Ratio is 1.36, which is 12% below median its 10-year median of 1.54 and 54.2% below the Banks industry median of 2.97. Jana Small Finance Bank's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current PS Ratio is 1.36 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AddressKoramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
26GF Score
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