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Jana Small Finance Bank (NSE:JSFB) PS Ratio : 1.33 (As of Nov. 10, 2024)


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What is Jana Small Finance Bank PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Jana Small Finance Bank's share price is ₹427.80. Jana Small Finance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was ₹322.58. Hence, Jana Small Finance Bank's PS Ratio for today is 1.33.

Good Sign:

Jana Small Finance Bank Ltd stock PS Ratio (=1.31) is close to 1-year low of 1.24

The historical rank and industry rank for Jana Small Finance Bank's PS Ratio or its related term are showing as below:

NSE:JSFB' s PS Ratio Range Over the Past 10 Years
Min: 1.24   Med: 1.73   Max: 2.17
Current: 1.38

During the past 7 years, Jana Small Finance Bank's highest PS Ratio was 2.17. The lowest was 1.24. And the median was 1.73.

NSE:JSFB's PS Ratio is ranked better than
79.18% of 1532 companies
in the Banks industry
Industry Median: 2.61 vs NSE:JSFB: 1.38

Jana Small Finance Bank's Revenue per Sharefor the six months ended in Sep. 2024 was ₹148.39. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was ₹322.58.

During the past 12 months, the average Revenue per Share Growth Rate of Jana Small Finance Bank was 33.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 37.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 38.50% per year.

During the past 7 years, Jana Small Finance Bank's highest 3-Year average Revenue per Share Growth Rate was 48.00% per year. The lowest was 20.10% per year. And the median was 41.20% per year.

Back to Basics: PS Ratio


Jana Small Finance Bank PS Ratio Historical Data

The historical data trend for Jana Small Finance Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jana Small Finance Bank PS Ratio Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PS Ratio
Get a 7-Day Free Trial - - - - 1.15

Jana Small Finance Bank Semi-Annual Data
Mar18 Mar19 Sep19 Mar20 Sep20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 1.15 -

Competitive Comparison of Jana Small Finance Bank's PS Ratio

For the Banks - Regional subindustry, Jana Small Finance Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's PS Ratio falls into.



Jana Small Finance Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Jana Small Finance Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=427.80/322.579
=1.33

Jana Small Finance Bank's Share Price of today is ₹427.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Jana Small Finance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was ₹322.58.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Jana Small Finance Bank  (NSE:JSFB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Jana Small Finance Bank PS Ratio Related Terms

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Jana Small Finance Bank Business Description

Comparable Companies
Traded in Other Exchanges
Address
Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. It is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property (Micro LAP), MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.

Jana Small Finance Bank Headlines

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