Jana Small Finance Bank (NSE:JSFB) Book Value per Share: ₹424.42 (As of Mar. 2026)


NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
26 GF Score
Price ₹441.20
! 6 Warning Signs
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What is Jana Small Finance Bank Book Value per Share?

Jana Small Finance Bank NSE:JSFB -2.19% 26 Book Value per Share is ₹424.42 as of Mar. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 26/100. The stock has 6 warning signs investors should review.

Jana Small Finance Bank's book value per share for the quarter that ended in Mar. 2026 was ₹424.42.

During the past 12 months, Jana Small Finance Bank's average Book Value Per Share Growth Rate was 8.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 42.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 38.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Jana Small Finance Bank was 50.60% per year. The lowest was -10.00% per year. And the median was 31.95% per year.

Jana Small Finance Bank's current price is ₹441.20. Its book value per share for the quarter that ended in Mar. 2026 was ₹424.42. Hence, today's PB Ratio of Jana Small Finance Bank is 1.04.

During the past 9 years, the highest P/B Ratio of Jana Small Finance Bank was 2.13. The lowest was 0.88. And the median was 1.16.

Warning Sign:

Jana Small Finance Bank Ltd stock PB Ratio (=1.11) is close to 1-year high of 1.18.


Jana Small Finance Bank  (NSE:JSFB) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Jana Small Finance Bank Book Value per Share Related Terms


Jana Small Finance Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for Jana Small Finance Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank Book Value per Share Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Book Value per Share
Get a 7-Day Free Trial Premium Member Only 114.80 146.02 342.01 392.01 424.42

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 392.01 0.00 409.98 0.00 424.42

Jana Small Finance Bank Book Value per Share Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's PB Ratio falls into.


NSE:JSFB
26GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank Book Value per Share Calculation

Jana Small Finance Bank's Book Value Per Share for the fiscal year that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(44,702-0)/105
=424.42

Jana Small Finance Bank's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(44,702-0)/105
=424.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of ₹424.42 mean?
Jana Small Finance Bank (NSE:JSFB) has a Book Value per Share of ₹424.42 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's Book Value per Share too high?
Jana Small Finance Bank's current Book Value per Share is ₹424.42. Overall, Jana Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Book Value per Share compare to competitors?
Jana Small Finance Bank's Book Value per Share of ₹424.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current Book Value per Share is ₹424.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current Book Value per Share of ₹424.42. The current Book Value per Share is ₹424.42. Jana Small Finance Bank's overall GF Score™ is 26/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Book Value per Share is ₹424.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
26GF Score

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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹441.20
Price