Jana Small Finance Bank (NSE:JSFB) Asset Turnover: 0.02 (As of Mar. 2026)


NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
26 GF Score
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What is Jana Small Finance Bank Asset Turnover?

Jana Small Finance Bank NSE:JSFB -2.70% 26 Asset Turnover is 0.02 as of Mar. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 26/100. The stock has 5 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Jana Small Finance Bank's Revenue for the three months ended in Mar. 2026 was ₹10,012 Mil. Jana Small Finance Bank's Total Assets for the quarter that ended in Mar. 2026 was ₹474,477 Mil. Therefore, Jana Small Finance Bank's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. Jana Small Finance Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 12.51%. It is also linked to ROA % through Du Pont Formula. Jana Small Finance Bank's annualized ROA % for the quarter that ended in Mar. 2026 was 1.18%.


Jana Small Finance Bank  (NSE:JSFB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Jana Small Finance Bank's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=5592.732/44702.071
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(5592.732 / 40047.432)*(40047.432 / 474477.269)*(474477.269/ 44702.071)
=Net Margin %*Asset Turnover*Equity Multiplier
=13.97 %*0.0844*10.6142
=ROA %*Equity Multiplier
=1.18 %*10.6142
=12.51 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Jana Small Finance Bank's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=5592.732/474477.269
=(Net Income / Revenue)*(Revenue / Total Assets)
=(5592.732 / 40047.432)*(40047.432 / 474477.269)
=Net Margin %*Asset Turnover
=13.97 %*0.0844
=1.18 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Jana Small Finance Bank Asset Turnover Related Terms


Jana Small Finance Bank Asset Turnover Historical Data

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The historical data trend for Jana Small Finance Bank's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank Asset Turnover Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Asset Turnover
Get a 7-Day Free Trial Premium Member Only 0.09 0.10 0.09 0.09 0.08

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02

Jana Small Finance Bank Asset Turnover Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's Asset Turnover falls into.


NSE:JSFB
26GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Jana Small Finance Bank's Asset Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=36150.21/( (384636.165+474477.269)/ 2 )
=36150.21/429556.717
=0.08

Jana Small Finance Bank's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=10011.858/( (0+474477.269)/ 1 )
=10011.858/474477.269
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
Jana Small Finance Bank (NSE:JSFB) has a Asset Turnover of 0.02 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's Asset Turnover too high?
Jana Small Finance Bank's current Asset Turnover is 0.02. Overall, Jana Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Asset Turnover compare to competitors?
Jana Small Finance Bank's Asset Turnover of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current Asset Turnover of 0.02. The current Asset Turnover is 0.02. Jana Small Finance Bank's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Asset Turnover is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
26GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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