Jana Small Finance Bank (NSE:JSFB) YoY EPS Growth: 52.23% (As of Jun. 2026)

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NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
50 GF Score
Price ₹544.55
GF Value ₹577.70
Valuation Fairly Valued
! 7 Warning Signs
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What is Jana Small Finance Bank YoY EPS Growth?

Jana Small Finance Bank NSE:JSFB -0.47% 50 YoY EPS Growth is 52.23% as of Jun. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 50/100 and a GF Value™ of ₹577.70 (Fairly Valued). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Jana Small Finance Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 was 52.23%.

Jana Small Finance Bank's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ₹14.69.

Jana Small Finance Bank YoY EPS Growth Historical Data

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The historical data trend for Jana Small Finance Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank YoY EPS Growth Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only -75.83 1,365.51 270.68 -47.45 -35.14

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -40.21 -22.51 -91.23 12.98 52.23
NSE:JSFB
50GF Score
Jana Small Finance Bank Ltd NSE:JSFB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Jana Small Finance Bank's YoY EPS Growth for the fiscal year that ended in Mar. 2026 is calculated as:

YoY EPS Growth (A: Mar. 2026 )
=(Earnings per Share (Diluted) (A: Mar. 2026 )-Earnings per Share (Diluted) (A: Mar. 2025 ))/ | Earnings per Share (Diluted) (A: Mar. 2025 ) |
=(30.92-47.67)/ | 47.67 |
=-35.14 %

Jana Small Finance Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(14.69-9.65)/ | 9.65 |
=52.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 52.23% mean?
Jana Small Finance Bank (NSE:JSFB) has a YoY EPS Growth of 52.23% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's YoY EPS Growth too high?
Jana Small Finance Bank's current YoY EPS Growth is 52.23%. Overall, Jana Small Finance Bank has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's YoY EPS Growth compare to competitors?
Jana Small Finance Bank's YoY EPS Growth of 52.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current YoY EPS Growth is 52.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Jana Small Finance Bank (NSE:JSFB) is currently considered Fairly Valued. The stock's GF Value™ is ₹577.70, compared to a current price of ₹544.55 — trading 5.7% below its estimated fair value. The current YoY EPS Growth is 52.23%. Jana Small Finance Bank's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current YoY EPS Growth is 52.23% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jana Small Finance Bank (NSE:JSFB) Overvalued in 2026?

Based on GuruFocus' analysis, Jana Small Finance Bank stock appears to be undervalued. The current stock price of ₹544.55 is trading 5.7% below its estimated GF Value™ of ₹577.70. GuruFocus considers Jana Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:JSFB:

  • YoY EPS Growth: 52.23%
  • GF Value™: ₹577.70 vs. price of ₹544.55 (5.7% below fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the NSE:JSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
50GF Score

Get the complete analysis for NSE:JSFB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹544.55
Price
₹577.70
GF Value