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The historical rank and industry rank for Jana Small Finance Bank's Net Cash per Share or its related term are showing as below:
NSE:JSFB's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 3.18 * Ranked among companies with meaningful Price-to-Net-Cash only.
Jana Small Finance Bank (NSE:JSFB) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Jana Small Finance Bank Net Cash per Share Related Terms
Jana Small Finance Bank Net Cash per Share Historical Data
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The historical data trend for Jana Small Finance Bank's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank Net Cash per Share Competitor Comparison
For the Banks - Regional subindustry, Jana Small Finance Bank's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jana Small Finance Bank Price-to-Net-Cash vs Banks Industry
For the Banks industry and Financial Services sector, Jana Small Finance Bank's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Jana Small Finance Bank's Price-to-Net-Cash falls into.
Jana Small Finance Bank Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Jana Small Finance Bank's Net Cash per Share for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jana Small Finance Bank (NSE:JSFB) has a Net Cash per Share of ₹0.00 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Jana Small Finance Bank and its competitors. According to the industry distribution chart, Jana Small Finance Bank ranks #999999 out of 8 companies in the Banks industry.
Is Jana Small Finance Bank's Net Cash per Share too high?
Jana Small Finance Bank's current Net Cash per Share is ₹0.00. Based on the distribution chart, Jana Small Finance Bank ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jana Small Finance Bank has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Net Cash per Share compare to competitors?
According to the Banks industry distribution chart, Jana Small Finance Bank ranks #999999 out of 8 companies for Net Cash per Share. This places Jana Small Finance Bank in the lower half of its industry. The industry median Net Cash per Share is 3.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 3.18, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Jana Small Finance Bank and its competitors. For the Banks industry, the median Net Cash per Share is 3.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jana Small Finance Bank's current Net Cash per Share is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Jana Small Finance Bank (NSE:JSFB) is currently considered Fairly Valued. The stock's GF Value™ is ₹576.50, compared to a current price of ₹582.35 — trading 1% above its estimated fair value. The current Net Cash per Share is ₹0.00. Jana Small Finance Bank's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Net Cash per Share is ₹0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jana Small Finance Bank (NSE:JSFB) Overvalued in 2026?
Based on GuruFocus' analysis, Jana Small Finance Bank stock appears to be overvalued.
The current stock price of ₹582.35 is trading 1% above its estimated GF Value™ of ₹576.50.
GuruFocus considers Jana Small Finance Bank to be Fairly Valued.
Key valuation signals for NSE:JSFB:
Net Cash per Share: ₹0.00
GF Value™: ₹576.50 vs. price of ₹582.35 (1% above fair value)
No single metric tells the full story. See the NSE:JSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressKoramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
51GF Score
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Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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